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PayPal: Pay in 3 reviews

4.93
Based on 32,878 reviews, last reviewed 11th Apr 2026
994100% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
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5%
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1%
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0%
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0%

Latest highest rating:

5

I use this service a lot when I can’t afford it in o... I use this service a lot when I can’t afford it in one go- works a dream! Reviewed on: 11th April 2026
Rachel F's avatar
Rachel F

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026
Vinni 's avatar
Vinni

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (32878)

It's easy to use and very quick to set up...

5
It's easy to use and very quick to set up Reviewed on: 15th May 2024

Excellent secure product with excellent offers and p...

5
Excellent secure product with excellent offers and platform to manage the account. Reviewed on: 15th May 2024

Flexible though hard to get approved for large purch...

5
Flexible though hard to get approved for large purchases Reviewed on: 15th May 2024

Inuse paybin 3 formy bigger purchases.

5
Inuse paybin 3 formy bigger purchases. Never had any trouble. Good service. Reviewed on: 15th May 2024

Helps with managing my shopping budget

4
Allows me to manage my split my shopping budget over 3 months which makes it more manageable. Also it’s at 0% interest!! Reviewed on: 15th May 2024

Stress free affordable payment plan

5
I am on low income benefit at the moment and PayPal provides me pay in 3 so I can afford dome luxury. Pay in 3 gives me mental peace and help me to reduce my financial worries. Reviewed on: 15th May 2024

Very fast service good communication

5
Very fast service good communication Reviewed on: 15th May 2024

Couldn’t be more happier

5
Personally I love the option of paypals pay in 3 I use it all the time to help me pay for things better it’s much easier than paying it all at once. Really simple and easy to use. Reviewed on: 15th May 2024

Easy transactions and timely reminders of due dates

5
Easy transactions and timely reminders of due dates Reviewed on: 15th May 2024

Best interest free, cost split provider!

5
Have never been disappointed with Paypal Pay in 3, always have a great experience, getting exactly what I need from it and more! Reviewed on: 15th May 2024

Review PayPal: Pay in 3 now

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