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PayPal: Pay in 3 reviews

4.76
Based on 56,436 reviews, last reviewed 3rd Jun 2026
3211100% increase in 5 star reviews
in the past 90 days
6300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal are excellent. PayPal are excellent. Not had a bad experience with them ever Reviewed on: 3rd June 2026
Chris H's avatar
Chris H

Latest lowest rating:

1

Shockingly poor service Constantly taking extra payments, not sticking to agreements, suspending accounts randomly. Suddenly going from a very slick well used service to some... Read more Reviewed on: 2nd June 2026

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (56436)

I love using PayPal.

5
I love using PayPal. Their financial products are excellent as is the rrwards system. I have peace of mind when purchasing with PayPal. Reviewed on: 6th April 2026

PayPal is easy and straightforward to use.

5
PayPal is easy and straightforward to use. Reviewed on: 6th April 2026

I like the pay in 3 feature as it gives me the abili...

4
I like the pay in 3 feature as it gives me the ability to pay for bigger purchases over a period of time and paypal is available on most retail websites which makes it very accessible Reviewed on: 6th April 2026

A Secure, Simple, and Reliable Way to Manage Money

5
I’ve always found PayPal to be one of the most reliable and convenient ways to manage my money online. Whether I’m shopping, sending money, or dealing with refunds, everything feels straightforward and secure. One of the things I appreciate most is the level of buyer protection. Knowing that there’s support in place if something goes wrong gives me real peace of mind, especially when making larger purchases. The process is usually smooth, and I feel like my concerns are taken seriously. I also like how quick and easy it is to send and receive money. It saves so much time compared to traditional methods, and everything is clearly laid out in the app, which makes it very user-friendly. Overall, PayPal has made managing payments much simpler for me. It’s a service I trust and regularly rely on, and I’d definitely recommend it to anyone looking for a secure and efficient way to handle their money. Reviewed on: 6th April 2026

Customer service is quick and reliable

5
Customer service is quick and reliable Reviewed on: 6th April 2026

As easy as it gets

5
It’s really easy to use and a facility that works well for me Reviewed on: 6th April 2026

fan-credi-tastic

5
easy to apply for and kept informed throughout the credit time period. Reviewed on: 6th April 2026

Paypal for the people...

5
Paypal is really for the people.It offers protection on your purchase and security against fraud.Pay in 3 is perfect for my needs and if the purchase qualifys for pay in 3 then i take it as i can budget for it and not fall into the interest trap.Paypal really is people friendly. Reviewed on: 6th April 2026

Excellent

5
Excellent, easy and efficient. 5 star Reviewed on: 6th April 2026

Overall decent although credit reminders could be im...

4
Overall decent although credit reminders could be improved to avoid missed payment fees. Reviewed on: 6th April 2026

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