Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 31,977 reviews, last reviewed 8th Apr 2026
909700% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy app that is simple to use. Quick and easy app that is simple to use. Secure. You can keep track of your spending and payments. PayPal is so convenient as a lot of companies acce... Read more Reviewed on: 8th April 2026
Glen Colvin's avatar
Glen Colvin

Latest lowest rating:

1

PayPal is too strict PayPal is too strict and blocks you immediately even if you have an amazing payment history and excellent credit history when the system is not happy ... Read more Reviewed on: 8th April 2026
MT's avatar
MT
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (31977)

The best experience possible.

5
The best experience possible. Issues are resolved promptly and problems with vendors are refunded quickly. Reviewed on: 12th May 2024
Roy S's avatar
Roy S

Pay in 3 enables me to purchase items I would otherw...

5
Pay in 3 enables me to purchase items I would otherwise not be unable to buy outright…it’s a very helpful method of purchase. Reviewed on: 12th May 2024
Brian R's avatar
Brian R

Easy to use, helps spread cost wit no interest.

5
Easy to use, helps spread cost with no interest. Very handy Reviewed on: 12th May 2024
Kevin F's avatar
Kevin F

Its always very helpful, staff always finds solution...

5
Its always very helpful, staff always finds solutions to your problems Reviewed on: 12th May 2024
Marta N's avatar
Marta N

Pay in 3 is an easy way to spread out the cost of so...

5
Pay in 3 is an easy way to spread out the cost of something you necessarily couldn't pay for in 1 go. It has made my life much easier. Reviewed on: 12th May 2024
Darryl M's avatar
Darryl M

Quick and easy! Great service.

5
Quick and easy, no issues. Refunds to adjust balances super quick. Easy to pay off early if need be. Reviewed on: 12th May 2024
GC's avatar
GC

Simple and easy to use.

5
Simple and easy to use. Really helpful for larger purchases and pre approval for pay in 3 was ideal Reviewed on: 12th May 2024
M P's avatar
M P

Excellent app

5
Never had issues with this app, I'm confident I never will and I urge you to at least give it a go! Reviewed on: 12th May 2024
Patrik's avatar
Patrik

Help with budgeting

5
I find it so useful for larger purchases to spread the payments out over 3 months Reviewed on: 12th May 2024
Tina S's avatar
Tina S

Flexible, functional and vital

4
I've enjoyed the usability and flexibility of PayPal. It has great functionality and is helpful for a multitude of money transfers. Actually it is vital for me. Reviewed on: 12th May 2024
Be's avatar
Be

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill