Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 32,043 reviews, last reviewed 8th Apr 2026
915900% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love it but need some improvement Love it but need some improvement Reviewed on: 8th April 2026
Muhened Chalaby's avatar
Muhened Chalaby

Latest lowest rating:

1

PayPal is too strict PayPal is too strict and blocks you immediately even if you have an amazing payment history and excellent credit history when the system is not happy ... Read more Reviewed on: 8th April 2026
MT's avatar
MT

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (32043)

So easy to use and comes in very handy.

5
So easy to use and comes in very handy. Reviewed on: 12th May 2024

Excellent Feature

5
Excellent feature, always helps me to spread the cost of larger payments Reviewed on: 12th May 2024

Absolute winner for me

5
I use pay in 3 all the time, it allows me to Stagger bigger payments and stay within my budgets. Never had any issues, and recommend it to friends/ family regularly. Works really well for me. Always a positive experience. Reviewed on: 12th May 2024

Keep doing what are you doing.

5
Keep doing what are you doing. Highly recomended Reviewed on: 12th May 2024

Faultless experience, use it for all sorts of things...

5
Faultless experience, use it for all sorts of things from clothes to holidays. Would recommend to anyone and definitely better and more reliable than competing alternatives. Reviewed on: 12th May 2024

Pay in 3 options has disappeared for me.

5
Pay in 3 options has disappeared for me. Was good when it was present, not sure what happened to it Reviewed on: 12th May 2024

It’s a great tool for spreading payments, helps me b...

5
It’s a great tool for spreading payments, helps me budget, nice clear instructions, helps me make purchase I otherwise might struggle to buy in 1 payment. Allows me to to keep a bigger budget for the rest of the month. Allows you to pay it early if you have more left that you might or realized! Reviewed on: 12th May 2024

Great from start to finish

5
Great from start to finish . Everything so easy and staight forward Reviewed on: 12th May 2024

Wonderful

5
I really like PayPal it’s so easy to use and the app is not confusing and I would recommend it to my friends and family Reviewed on: 12th May 2024

Easy and fast payments

5
Makes payments online much easier and safer Reviewed on: 12th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review