Paid advertisement
Smart Money People Logo

PayPal: Pay in 3 reviews

4.76
Based on 56,794 reviews, last reviewed 4th Jun 2026
3244100% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No Brainer! Easy to use at point if purchase and when repaying in the app Reviewed on: 4th June 2026
Reviewer P's avatar
Reviewer P

Latest lowest rating:

1

Terrible customer service. Terrible customer service. Buyer protection is not worth the paper it is written on and actually reduces yoyur rights (e.g. section 75 via a credit ca... Read more Reviewed on: 3rd June 2026
Macc S's avatar
Macc S

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (56794)

Lost money after misdelivery and ai customer service

5
Poor customer service, first ai, then not helpful, understanding service I lost my money because of a misdelivery. Reviewed on: 6th April 2026

Excellent way to pay for more expensive items I’ve p...

5
Excellent way to pay for more expensive items I’ve purchased and I don’t need to worry about forgetting my next payment as I always get an update well before my next payments are due so can make sure I’ve got enough funds to cover it. Reviewed on: 6th April 2026

Pleasant experience.

5
No hassle, instant and great user experience. Good communication as to when instalments are due. Easy to use and would use again if needed. I found it overall to be a pleasant experience. Reviewed on: 6th April 2026

I find it very convenient to use

5
I find it very convenient to use Reviewed on: 6th April 2026

Trust app ever

5
Trusty app ever, I am using it for more than 10 years Reviewed on: 6th April 2026

I like it.

5
Paypal pay in 3 is very convenient and useful. I like using it. Reviewed on: 6th April 2026

pay pal no worries

5
Takes all the worries away when buying on the internet, and always feels the safest way when spending money Reviewed on: 6th April 2026

PayPal Pay in 3 helps me fund my hobbies

5
PayPal Pay in 3 helps me with purchasing items from my hobbies which are often very expensive by allowing me to space out my payments over a set amount of time, and as it comes out the same time each month, it's very easy to keep track of. Reviewed on: 6th April 2026

I have used the PayPal: Pay in 3 on many occasions.

5
I have used the PayPal: Pay in 3 on many occasions. It allows me to spread the purchase of more expansive item over 3 months without having to pau fees or interest. The process is simple to use and Pay pal give you monthly updates as you pay so you always know when the payment is going out of your account. Excellent service. Reviewed on: 6th April 2026

Very supportive in case of disputed, user friendly...

5
Very supportive in case of disputed, user friendly and I love the payment plans Reviewed on: 6th April 2026

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review