Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 33,046 reviews, last reviewed 12th Apr 2026
1010300% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit options, everything is clear and explai... Great credit options, everything is clear and explained. Reviewed on: 12th April 2026
Tsvetelina Krasteva's avatar
Tsvetelina Krasteva

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026
Vinni 's avatar
Vinni

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (33046)

Very PROMT and professional.

5
Very PROMT and professional. I am very satisfied with their services. Reviewed on: 12th May 2024

Always worked for me!

5
Always worked for me! Used on big eBay purchases and never had a problem Reviewed on: 12th May 2024

convenient payment method

4
Offers convenient payment methods to split payments without interest being applied Reviewed on: 12th May 2024

Pay in 3 works brilliantly and very convenient.

5
Pay in 3 works brilliantly and very convenient. I've used it often. Reviewed on: 12th May 2024

I really enjoy paying through PayPal as its convenie...

5
I really enjoy paying through PayPal as its convenient and safe but the only issue us PayPal doesn't let me use the PayPal credit site to buy more or expensive product as its states I am not eligible for the loan or credit Reviewed on: 12th May 2024

Feel like I can buy more things and it doesn’t break...

5
Feel like I can buy more things and it doesn’t break the bank Reviewed on: 12th May 2024

Easy to use and makes the cost of living more afford...

5
Easy to use and makes the cost of living more affordable/manageable Reviewed on: 12th May 2024

couldn’t recommend more !

4
paypal pay in three has been extremely beneficial for me , especially when i am struggling some months but really need to buy some stuff ! it tells you about all the payment dates which is amazing for scheduling and saving the money . another amazing thing is no interest rates !! personally i’ve never had a bad experience (: Reviewed on: 12th May 2024

Easy to use, and very helpful when you need to sprea...

5
Easy to use, and very helpful when you need to spread that purchase a little and interest free. Reviewed on: 12th May 2024

They are reliable and helped me build credit as a st...

5
They are reliable and helped me build credit as a student Reviewed on: 12th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 3 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3668 reviews
    PayPal
  • Credit card

    from PayPal 4.91 from 47 reviews
    PayPal
    View all products