Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 32,967 reviews, last reviewed 12th Apr 2026
1002600% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service The service is very user friendly and when I needed assistance my query was handled very promptly and in a professional manner. Reviewed on: 12th April 2026
Alison Y's avatar
Alison Y

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026
Vinni 's avatar
Vinni

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (32967)

All good service

5
All good All good service was good the customer service is very good Reviewed on: 11th May 2024

Amazing opportunity

5
Pay in 3 is a convenient way to purchase things when you are in need but the full price isn't affordable right now. Reviewed on: 11th May 2024

Pay in 3 interest-free over three months.

5
Pay in 3 interest-free over three months. I'm very happy Reviewed on: 11th May 2024

Simple, effective and peace of mind.

5
Pay in 3 is great for spreading the cost when multiple purchases are needed at once or maybe just before payday! Had to return a few items purchased on pay in 3 and refunds have been quick and easy! Overall I'll continue to choose Pay in 3 in future where it works for me. Reviewed on: 11th May 2024

Trust worthy and convenient

5
Used it for years. For sending and receiving, paying and borrowing. Reviewed on: 11th May 2024

Pay in 3 easy payments for free

5
Pay in 3 is great as it is an easy way to spread the cost over 3 payments without paying interest. Reviewed on: 11th May 2024

Very good , easy to use , flexible payments ...

5
Very good , easy to use , flexible payments Reviewed on: 11th May 2024

Great being able to spilt into three to make larger...

5
Great being able to spilt into three to make larger items to be more affordable Reviewed on: 11th May 2024

Paypal has been very helpful expecially in paypal 3.

5
Paypal has been very helpful expecially in paypal 3. I was able to purchase what I wanted without worrying that I don't have sufficient money. Reviewed on: 11th May 2024

Very convenient way of paying for larger purchases

5
Very convenient way of paying for larger purchases Reviewed on: 11th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review