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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (56999 reviews)

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4.76

Based on 56,999 reviews, last reviewed 5th Jun 2026

3262800% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Efficient and simple to use Efficient and simple to use…highly recommended. Reviewed on: 5th June 2026

Latest lowest rating:

1

Terrible customer service. Terrible customer service. Buyer protection is not worth the paper it is written on and actually reduces yoyur rights (e.g. section 75 via a credit ca... Read more Reviewed on: 3rd June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (56999)

Pay in 3 is an excellent way to spread the cost of e...

Pay in 3 is an excellent way to spread the cost of expensive purchases. Reviewed on: 6th April 2026

A no hassle option

Paypal pay in three has been a no hassle option for essentials during my house move that has let me pick out exactly the right items I need without worrying about the upfront costs. The communication on repayment dates is great with a tracking window in the paypal app and email reminders to help keep on top of budgeting. Reviewed on: 6th April 2026

I have not had a bad experience with PayPal so far.

I have not had a bad experience with PayPal so far. I believe it is a save way to purchase online. Reviewed on: 6th April 2026

Good way to spread payment

Simple to apply and use as a payment system. Useful for larger purchases to make the investment less intense. Lack of interest rate as an added benefit. Reviewed on: 6th April 2026

I love PayPal!

I love PayPal! It offers so much flexibility with PayPal pay in 3, splitting payments is so handy and convenient for me Reviewed on: 6th April 2026

Excellent service all financial needs

Excellent service all financial needs Reviewed on: 6th April 2026

Excellent interest free credit option

PayPal Pay in 3 is an excellent option for spreading the cost of a purchase online. It has a simple and clear payment schedule with 0% interest!! I would definitely recommend it. Reviewed on: 6th April 2026

Excellent service !

Great service, pay in 3 and PayPal credit with no interest for 4 months, very useful when needed ! Reviewed on: 6th April 2026

Never had an issue using it.

Never had an issue using it. No credit checks needed and it’s useful for breaking down larger payments into three monthly payments Reviewed on: 6th April 2026

Always quick and straightforward to use.

Always quick and straightforward to use. Reviewed on: 6th April 2026

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