Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (32964 reviews)

View other PayPal products

4.93

Based on 32,964 reviews, last reviewed 12th Apr 2026

1002300% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Balancing Payments So useful for spreading expenditure - always use this option if available Reviewed on: 12th April 2026

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (32964)

As a modern consumer navigating the complexities of...

As a modern consumer navigating the complexities of online shopping, finding a seamless and convenient payment solution is akin to striking gold. Enter PayPal Pay in 3 Instalments, a game-changing innovation that has revolutionized the way we shop, offering unparalleled convenience and flexibility. From the moment I discovered this feature, I was hooked. Its brilliance lies in its simplicity: divide your purchase into three equal payments, with the first installment due at checkout and the remaining two spaced out every two weeks. No hidden fees, no interest charges, just straightforward budgeting made easy. One of the most commendable aspects of PayPal Pay in 3 is its accessibility. It's available to almost anyone with a PayPal account and a debit or credit card, making it inclusive and user-friendly. Plus, the seamless integration with numerous online retailers means you can enjoy the benefits of this service across a wide range of purchases. But it's not just the convenience that sets PayPal Pay in 3 apart; it's the financial empowerment it offers. By breaking down larger expenses into manageable chunks, it alleviates the burden of hefty upfront payments, making premium products and services more accessible to all. Whether it's a new gadget, a wardrobe upgrade, or even unexpected expenses, this feature provides the flexibility needed to navigate modern living with ease. Moreover, PayPal's commitment to security and buyer protection ensures peace of mind with every transaction. With robust safeguards in place, I can shop with confidence, knowing that my financial information is safeguarded against unauthorized use. In conclusion, PayPal Pay in 3 Instalments is more than just a payment option; it's a game-changer for households worldwide. Its convenience, accessibility, and financial flexibility make it an excellent addition to the modern consumer's toolkit. Whether you're splurging on a luxury item or managing everyday expenses, this innovative feature has truly set a new standard for online shopping experiences. Reviewed on: 11th May 2024

Great way of buying what you want and spreading the...

Great way of buying what you want and spreading the cost with no extras . The money is paid back monthly so you know exactly when its due Reviewed on: 11th May 2024

Always use PayPal credit, easy to use and I love the...

Always use PayPal credit, easy to use and I love the no interest over Pay in 3 Reviewed on: 11th May 2024

Cool experience.

Cool experience. Every time I have financial partners. Reviewed on: 11th May 2024

Overall very happy with the service

Overall very happy with the service Reviewed on: 11th May 2024

Highly recommended

Have been using pay in 3 number of times and like the concept of splitting the amount without paying it upfront or incurring any interest Reviewed on: 11th May 2024

great help especially during cos of living

It has been great helping me to spread the cost of payments Reviewed on: 11th May 2024

The Paypal pay in 3 has been a godsend

The Paypal pay in 3 has been a godsend Reviewed on: 11th May 2024

I really like the option to be able to pay for thing...

I really like the option to be able to pay for things with 0% Interest within 3 month. Easy to keep on track how much left to pay, also there is an option to pay before the 3 month is up. Paypal customer service is excellent and professional. I have used this service a few times and probably will carry on in the future.Would highly recommend PayPal Reviewed on: 11th May 2024

I’m very satisfied with paypal.

I’m very satisfied with paypal.pay in 3 is a helpful way to afford buying expensive things. Reviewed on: 11th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Duologi 4.59 from 14 reviews
Buy now pay later
from Clearpay 3.23 from 53 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.09 from 34 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Payments
from PayPal 4.92 from 3668 reviews
Credit card
from PayPal 4.91 from 47 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub