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PayPal: Pay in 3 reviews

4.76
Based on 57,056 reviews, last reviewed 5th Jun 2026
3268300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
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5%
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1%
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0%
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Latest highest rating:

5

Use PayPal for secure payments Use PayPal for secure payments. I can trust PayPal over less known retailers with my private information. Reviewed on: 5th June 2026
Louise R's avatar
Louise R

Latest lowest rating:

2

Having really got no experience with PayPal. Having really got no experience with PayPal.I think it's quite hard to use the app. Three payment.. give it me once now I'm can't haveing again. I ... Read more Reviewed on: 5th June 2026
jon wallace's avatar
jon wallace

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (57056)

Useful for spreading out the cost, seems to work well.

4
Useful for spreading out the cost, seems to work well. Reviewed on: 6th April 2026

PayPal . Super convenient way to pay .

5
PayPal Pay in 3 is simple & flexible Reviewed on: 6th April 2026

Good service

5
Good experience with PayPal is easy to bay with pay in 3 Reviewed on: 6th April 2026

A1 service all round with the added bonus of knowing...

5
A1 service all round with the added bonus of knowing that you are also well protected Reviewed on: 6th April 2026

When you need to help cover

5
It's been extremely useful especially when you can't afford the full amount for something. By spreading it out makes balancing finances a lot of easier. Reviewed on: 6th April 2026

Easy to use, well informed when your next payments d...

5
Easy to use, well informed when your next payments due, apps easy to navigate of you want to make a payment early Reviewed on: 6th April 2026

Easy to use, safe internet shopping

5
Easy to use, safe internet shopping Reviewed on: 6th April 2026

Go to for buying

5
Have been using PayPal for years, always easy and always my go to when buying anything Reviewed on: 6th April 2026

Flexible, Secure & Stress Free - Makes Budgeting Easy!

5
I absolutely love PayPal Buy in 3, it’s genuinely made managing my spending so much easier. I’ve always trusted PayPal because it’s safe, secure, and fully traceable, which gives me real peace of mind when shopping online. Everything is in one place, it’s quick to use, and I’ve never had any issues or been refused, which makes the whole experience feel seamless and stress-free. Buy in 3 has been a game changer for budgeting, especially around expensive times of year like Christmas or when unexpected costs pop up. Being able to spread payments over three months, interest-free, helps me stay in control without feeling the financial pinch all at once. It means I can still buy what I need (or want!) without dipping into savings or worrying about big upfront costs. I also love how transparent it is – there are no hidden fees, the payment schedule is clear, and effortless. It just takes the pressure off. Overall, PayPal Buy in 3 gives me flexibility, confidence, and convenience all in one – highly recommend Reviewed on: 6th April 2026

Always great

5
Always great secure and gives me.piece of mind Reviewed on: 6th April 2026

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