Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 32,959 reviews, last reviewed 11th Apr 2026
1001800% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use. Easy to use. Quick & efficient. Never had any issues. Reviewed on: 11th April 2026
Kelly 's avatar
Kelly

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026
Vinni 's avatar
Vinni

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (32959)

To be fair you pretty much always get someone to...

5
To be fair you pretty much always get someone to talk to and you always get an answer which is well explained. Can't say that about many other customer services these days. Reviewed on: 11th May 2024

convenient and good value

5
convenient and good value just when zi needed it Reviewed on: 11th May 2024

I really think PayPal pie in three is amazing.

5
I really think PayPal pie in three is amazing. It is the most common way that I pay for stuff as it allows me to spread the cost out over three months interest-free I hope that PayPal never ever remove this. Reviewed on: 11th May 2024

App is good and accessible.

5
App is good and accessible. And free to diwnload. Reviewed on: 11th May 2024

Easy & efficient - easy to use.

5
Easy & efficient - easy to use. Allows you to spread the cost in an easy way. Reviewed on: 11th May 2024

Useful for spreading the cost and without any hassle...

5
Useful for spreading the cost and without any hassle - it just happens! Reviewed on: 11th May 2024

Love it, always choose Pay in three if I can.

5
Love it, always choose Pay in three if I can. Reviewed on: 11th May 2024

PayPal are always very responsive to any issues and...

5
PayPal are always very responsive to any issues and pay in 3 has given me extra flexibility when I need it most. Reviewed on: 11th May 2024

Pay in 3. Easy, reliable, affordable.

5
I use pay in 3 often it is a reliable service that is simple and easy to use. I find it helps me budget more effectively when i want to buy something that is on the more expensive side that i would often have to save for. Instead of waiting three months and putting the money away for the item, hoping it is still in stock once I’ve saved enough I can use PayPal in 3 and be assured the item I want I can get and can pay it off just as if I were putting the money away to get it. Perfect! Reviewed on: 11th May 2024

Always use PayPal in 3, hassle free!

5
Always use PayPal in 3. It’s easy and hassle free. Reviewed on: 11th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 3 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3668 reviews
    PayPal
  • Credit card

    from PayPal 4.91 from 47 reviews
    PayPal
    View all products