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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (55525 reviews)

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4.76

Based on 55,525 reviews, last reviewed 31st May 2026

3125600% increase in 5 star reviews

in the past 90 days

6200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good product Very easy to use. Gives reminders when payments are due. Handy to split payments on larger items. Reviewed on: 31st May 2026

Latest lowest rating:

1

Not letting me check out without filling in a survey Not letting me check out without filling in a survey Reviewed on: 30th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (55525)

Different options to pay with PayPal and is made eas...

Different options to pay with PayPal and is made easy to understand Reviewed on: 6th April 2026

Excellent customer service.

Excellent customer service. Good options Reviewed on: 6th April 2026

Easy to use , trustworthy and reliable

Easy to use , trustworthy and reliable Reviewed on: 6th April 2026

Very trustful and great for payments

Great option to pay Very trustful also in case of problems Have recommended to all friends and family Reviewed on: 6th April 2026

Makes shopping easier

So easy to use in so many places. Transactions can be easily checked. Refunds processed quickly Reviewed on: 6th April 2026

Very simple to use very easily explained and very clear

Very simple to use very easily explained and very clear Reviewed on: 6th April 2026

Convenient to use , easy to make payments

Convenient to use , easy to make payments Reviewed on: 6th April 2026

Good communications, FREE pay in 3

I like the good communications also the ability to pay in 3 Reviewed on: 6th April 2026

Simple, secure, straightforward.

Simple, secure, straightforward. The way to pay online without worrying about a random vendor's security, at no cost to the consumer. Reviewed on: 6th April 2026

"PayPal in 3" is a good idea when available as it ca...

"PayPal in 3" is a good idea when available as it can spread the payments without incurring any extra charges. PayPal should offer "PayPal in 3" with major purchases too. However, better still would be "PayPal in 4" like Klana's payments in 4 instalments without further charges. PayPal should offer such facilities to all payments and to all sellers, even if it's paying business directly via money transfer within PayPal’s own website, rather than the Seller's website. For some reason though, recently, PayPal did NOT allow me to use "PayPal in 3" when the purchase via Shop website/app was over £40. I had to pay for the purchase via my bank card. There was NO explanation whatsoever from PayPal why the "PayPal in 3" was NOT available. There was a facility to use PayPal Credit, but I decided NOT to use it. Reviewed on: 6th April 2026

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