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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (32973 reviews)

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4.93

Based on 32,973 reviews, last reviewed 12th Apr 2026

1003200% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent service and layout of the website Excellent service and layout of the website Reviewed on: 12th April 2026

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (32973)

Very helpful

It's super helpful for me & my family Reviewed on: 11th May 2024

Easy experience

Easy to use; I have never had a problem, so I have never had to contact customer service. Reviewed on: 11th May 2024

Comes in handy for paying for stuff.

Comes in handy for paying for stuff. Over time Reviewed on: 11th May 2024

Pre-approved, no nerves, no fuss, no hassle.

Pre-approved, no nerves, no fuss, no hassle. Most importantly - no interest. Reviewed on: 11th May 2024

I love it

I use it all the time. I started my own business and it helped me a lot and I continue to use it for business and personal items Reviewed on: 11th May 2024

I use PayPal for everything

I love the pay in three options and pay nothing interest for four months, as I can't usually afford to buy big items outright so this really helps me to buy the things I want Reviewed on: 11th May 2024

Easy to set up and very easy to check your plan, spr...

Easy to set up and very easy to check your plan, spreading the cost over 3 months no interest is brilliant highly recommend. Reviewed on: 11th May 2024

Very easy and smooth

It was easy and smooth highly recommended definitely I will use it again it was my first time try it it’s safe Reviewed on: 11th May 2024

Convenient

I use PayPal credit and pay in 3 multiple times throughout the year, it’s very convenient, never had a problem with it and it’s good for my credit history. Reviewed on: 11th May 2024

My Pay In 3 Experiences!

My Pay In 3 Experiences have been very very good! I have been able to spend the money slowly when ordering shopping and it has allowed me to have money for other things that I have needed to pay until I get my next pay on payday! The simple steps to getting the pay in 3 feature is an amazing tool to help you save up money whilst paying off your online shops and other online purchases! Reviewed on: 11th May 2024

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