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PayPal: Pay in 3 reviews

4.93
Based on 32,980 reviews, last reviewed 12th Apr 2026
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Latest highest rating:

5

Helps in must buy situations I've used Pay in 3 many times and made my finances easier while increasing my purchasing chances. As I'm relied on my monthly salary, Pay in 3 has mad... Read more Reviewed on: 12th April 2026
Dilan's avatar
Dilan

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026
Vinni 's avatar
Vinni

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (32980)

Very straight forward & 0% interest

5
It was incredibly easy to get set up with Pay in 3. Offers to split payments throughout 3 months instead of weekly or bi-weekly like most others. I also really like the fact there’s no interest on Pay in 3. Customer service is always excellent with PayPal especially if you have any issues with the order. Reviewed on: 12th May 2024

Pay in 3 is ok

3
i am just submitting this because paypal said that voting for pay in 3 here could win me £1000, i dont actually think its that great, and paypal in general has given me a lot of problems in the past, though not specifically to do with pay in 3 Reviewed on: 12th May 2024

User friendly, good customer service, trustworthy

5
User friendly, good customer service, trustworthy Reviewed on: 12th May 2024

Not really had a problem as far so all good...

4
Not really had a problem as far so all good Reviewed on: 12th May 2024

Paypal convenience to saving and shopping

5
Gives us the convenience pf saving and shopping Reviewed on: 12th May 2024

I use pay in 3 help me buy this for my house like tv...

5
I use pay in 3 help me buy this for my house like tv,fridge etc.. Reviewed on: 12th May 2024

Convenient and allows me to purchase things with ease.

5
Convenient and allows me to purchase things with ease. Reviewed on: 12th May 2024

It’s hard to contact PayPal for any payments that ar...

5
It’s hard to contact PayPal for any payments that are not correct. Reviewed on: 12th May 2024

I’ve never had any problems with Pay in 3.

5
I’ve never had any problems with Pay in 3. Transactions and refunds have been actioned swiftly. Reviewed on: 11th May 2024

It was not as easy to speak with someone.

5
It was not as easy to speak with someone. Make it more easy to speak with someone than computer Reviewed on: 11th May 2024

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