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PayPal: Pay in 3 reviews

4.76
Based on 71,829 reviews, last reviewed 17th Jun 2026
4656600% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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5%
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1%
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Latest highest rating:

4

Excellence I've enjoyed the experience of PayPal it's shows I everything I need to know about I transactions in regards to everything that I'm doing with my fund... Read more Reviewed on: 17th June 2026
Fitzgerald G's avatar
Fitzgerald G

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (71830)

I love paying with paypal.

5
I love paying with paypal. Completely safe. Reviewed on: 25th April 2026

Very reliable, stable, secure.

5
Very reliable, stable, secure. Easy to use on phone, tablet and PC. Reviewed on: 25th April 2026

Pay in 3 is surprisingly really useful

5
Pay in 3 is widely supported and has made many tough decisions very easy on me and my wallet Reviewed on: 25th April 2026

Could be more efficient to use, an

4
Could be more efficient to use, an Reviewed on: 25th April 2026

I have used PayPal for numerous years now and like t...

5
I have used PayPal for numerous years now and like the ease of making those purchases I also like that I can pay over time for products that I purchase thank you PayPal Reviewed on: 25th April 2026

It is extremely convenient.

5
It is an extremely convenient and reliable way to pay. I would recommend using PayPal. Reviewed on: 25th April 2026

Easy to use and reliable.

5
Easy to use and reliable. Increasingly versatile so I can use it in various situations. I also feel secure. Reviewed on: 25th April 2026

Perfectly executed for what it’s designed for

5
Perfectly executed for what it’s designed for Reviewed on: 25th April 2026

A Smooth Split: My Experience with PayPal Pay in 3

5
I recently used PayPal’s “Pay in 3” option for an online purchase, and it turned out to be one of the most convenient payment experiences I’ve had. Instead of paying the full amount upfront, I was able to divide the cost into three interest-free payments, which made budgeting much easier without any hidden surprises. The setup was quick and seamless—just a few clicks at checkout, and everything was clearly explained before I confirmed. I appreciated how transparent the schedule was, with reminders sent before each installment so I never felt out of control or worried about missing a payment. What stood out most was the peace of mind. I could afford what I needed without straining my finances, and the entire process felt secure and reliable. It’s a simple feature, but it made a noticeable difference in how I manage my spending. Reviewed on: 25th April 2026

Always good to have security.

5
Always good to have security. Peace of mind Reviewed on: 25th April 2026

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