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PayPal: Pay in 3 reviews

4.93
Based on 33,193 reviews, last reviewed 13th Apr 2026
1023500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Why I love the convenience of PayPal pay in 3 I love the convenience of PayPal pay in 3; it makes those slightly larger purchases more affordable by being able to spread the cost over 3 months. Ma... Read more Reviewed on: 13th April 2026
Laura Brookes's avatar
Laura Brookes

Latest lowest rating:

1

I attempted to do a pay in three and was declined,no... I attempted to do a pay in three and was declined,no reason for this an I contacted the credit agency said the desiion was PayPal ,I think my credit c... Read more Reviewed on: 13th April 2026
Mike J's avatar
Mike J

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (33193)

It’s a good way to be able to afford something you n...

5
It’s a good way to be able to afford something you need by spreading the cost. As a lot of things aren’t affordable to pay straight so it’s a good piece of kit to have available Reviewed on: 10th May 2024

Women’s The best shopping virtual mate ;)

5
The best shopping deals :) Especially for women who like shopping sales and flexible payments! I’m using PayPal from more than 10 years and I can not be more happy with PayPal Service :) Reviewed on: 10th May 2024

Very helpful in times of need, especially during thi...

5
Very helpful in times of need, especially during this crisis as everything is becoming expensive. Highly recommend to anyone when you need to purchase something willingly or unexpectedly. Straightforward process and nothing too complicated. I always use Pay in 3 instead of credit card if the website has that option. Reviewed on: 10th May 2024

So easy to use!

5
So easy to use! I love being able to pay with one password instead of entering all my details. Also the pay in 3 feature has been really handy for unexpected purchases Reviewed on: 10th May 2024

Great experience.

5
Great experience. Easy to use and quick setup. Reviewed on: 10th May 2024

Really like the Pay in 3 option, so easy

5
Really like the Pay in 3 option, so easy Reviewed on: 10th May 2024

Easy to use and brilliant helping when need to split...

5
Easy to use and brilliant helping when need to split a payment Reviewed on: 10th May 2024

Never had any issues.

5
Never had any issues. Service is always perfect Reviewed on: 10th May 2024

It was really easy to set up and pay

5
It was really easy to set up and pay Reviewed on: 10th May 2024

This has helped me build my credit score and help sp...

5
This has helped me build my credit score and help split the cost of bigger purchases. Reviewed on: 10th May 2024

Review PayPal: Pay in 3 now

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