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PayPal: Pay in 3 reviews

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4.93
Based on 33,194 reviews, last reviewed 14th Apr 2026
1023600% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always good and reliable find PayPal very easy to use Always good and reliable find PayPal very easy to use Reviewed on: 14th April 2026
Joanne l's avatar
Joanne l

Latest lowest rating:

1

I attempted to do a pay in three and was declined,no... I attempted to do a pay in three and was declined,no reason for this an I contacted the credit agency said the desiion was PayPal ,I think my credit c... Read more Reviewed on: 13th April 2026
Mike J's avatar
Mike J
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (33194)

This has helped me build my credit score and help sp...

5
This has helped me build my credit score and help split the cost of bigger purchases. Reviewed on: 10th May 2024
Kirsty L's avatar
Kirsty L

It’s great to pay in 3 rather than in one lump - wo...

5
It’s great to pay in 3 rather than in one lump - would prefer if there wasn’t a £30 minimum but Reviewed on: 10th May 2024
Rebecca Moore's avatar
Rebecca Moore

Pay in 3 to manage my budget

5
I've used Pay in 3 a few times. It's super easy to view my plan and see when my payments will come out but it allows me to break up the cost of a bigger purchase into something manageable within my monthly budget. Haven't need customer service as found it really clear and easy to use. Recommend Reviewed on: 3rd May 2024
Rose's avatar
Rose

Excruciatingly difficult to amend payment details

3
Excruciatingly difficult to amend subscription payment details. In the past I’ve found them to be good but had real issues lately with apple subscriptions. Reviewed on: 2nd April 2024
AGP's avatar
AGP

Review PayPal: Pay in 3 now

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