Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (36968 reviews)

View other PayPal products

4.93

Based on 36,968 reviews, last reviewed 21st Apr 2026

1377900% increase in 5 star reviews

in the past 90 days

2600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The app is very easy to used I had a very good exper... The app is very easy to used I had a very good experience Reviewed on: 21st April 2026

Latest lowest rating:

1

Customer service is very poor Customer service is very poor and always favour towards the seller. Reviewed on: 21st April 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (36968)

I find it quick and easy.

I find it quick and easy. I also like the fact I feel safer from being fraudulently exposed. As all checks are done when using the App. Reviewed on: 22nd May 2024

Always able to get through though sometimes a long wait

Always able to get through though sometimes a long wait Reviewed on: 22nd May 2024

Pay in 3 is great!

Pay in 3 is great, much better than other buy now pay later options on the market. Reviewed on: 22nd May 2024

Freedom 66

Gives me more options to buy stretching payments over 3 months Reviewed on: 22nd May 2024

Safe and quick to use online

I use Paypal for online purchases mainly. I think itsa safe option and is quick and easy to use Reviewed on: 22nd May 2024

Briliant service

I've been using PayPal and PayPal credit for more than 10 years and I'm very happy with the service provided. Reviewed on: 22nd May 2024

I like splitting my payments online

I like splitting my payments online Reviewed on: 22nd May 2024

So useful!

I use Pay in 3 all the time and never had any issue with it. Easy to use, useful reminders before every monthly payment… It happened a couple of times that the card linked to an upcoming payment had insufficient funds and I realised too late, but as soon as I transferred money to the correct account it was easy to make the missed payment. I wouldn’t change a thing, I love it and think it’s great! Reviewed on: 22nd May 2024

Consistently used PayPal pay in 3 for all my large p...

Consistently used PayPal pay in 3 for all my large purchases, Christmas presents and household essentials. Love it. So many things I wouldn’t have been able to afford without it. Reviewed on: 22nd May 2024

Takes the pressure off paying in one.

Takes the pressure off paying in one. Love the idea of leaving pay pal to sort it out each month. Will definitely use it again. Reviewed on: 22nd May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Etika 4.78 from 663 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.09 from 34 reviews
Pay Monthly Flights
from Awaymo 0.00 from 0 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Credit card
from PayPal 4.92 from 64 reviews
Payments
from PayPal 4.92 from 3681 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub