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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (37057 reviews)

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4.93

Based on 37,057 reviews, last reviewed 22nd Apr 2026

1386300% increase in 5 star reviews

in the past 90 days

2600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely amazing really helpful Absolutely amazing really helpful Reviewed on: 22nd April 2026

Latest lowest rating:

1

Customer service is very poor Customer service is very poor and always favour towards the seller. Reviewed on: 21st April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37057)

Best payment and credit service around

Initially started using PayPal as my proffered means of payment for convenience and that feeling of safety rather that adding my card details to various websites & companies. Then started using the pay in 3 function which made ordering more expensive items far more convenient and achievable rather than having to pay up front and then have recently started using PayPal credit which again provides a very safe and convenient way to buy more expensive items. Had only one issue with an item not being delivered that was paid for by PayPal credit. Registered a challenge via PayPal who after failing to rectify the matter with the company in questioned credited me my money back without any issue at all. Fantastic customer service dealt with in the space of 2 weeks that has only given me further confidence to use PayPal more in the future. 100% recommend this to friends. Best and easiest all round payment and credit service on the market at this time. Reviewed on: 21st May 2024

Very convenient to have a PayPal account

Very convenient to have a PayPal account Reviewed on: 21st May 2024

Used it on a few occasions and proved very positive...

Used it on a few occasions and proved very positive, fitted in with my finances Reviewed on: 21st May 2024

It’s been a big help, I’ve been able to buy things I...

It’s been a big help, I’ve been able to buy things I need which I wouldn’t have been able to do without the pay in 3 option. The only downside to PayPal is having to pay to send money to my friends and family. I always thought it was free to do Reviewed on: 21st May 2024

Good servise and easy to use.

Good servise and easy to use. I found pay in three is very convenient and helpful in purchase. Reviewed on: 21st May 2024

Easy to use, no issues.

Easy to use, no issues. Been using paypal for a while now and it’s a great way to pay later. Reviewed on: 21st May 2024

Pay in 3 is a fantastic way to split a bill interest...

Pay in 3 is a fantastic way to split a bill interest free for unexpected bills such as a new set of tyres. Reviewed on: 21st May 2024

y to use and great service never fails.

Easy to use and great service never fails. Reviewed on: 21st May 2024

PayPal Positive Vibes!

It’s been a really positive experience with PayPal! It has allowed me to take control and manage purchases affordably. A fantastic thing during these times of cost of living crisis. Reviewed on: 21st May 2024

Excellent service.

Simple,efficient,reliable,safe. Highly recommended as a trouble free method of completing financial transactions. Reviewed on: 21st May 2024

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