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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (76308 reviews)

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4.76

Based on 76,083 reviews, last reviewed 25th Jun 2026

5061800% increase in 5 star reviews

in the past 90 days

9300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Your mate when it comes to money. Easily navigable App ensure perfect management of your money. Reviewed on: 25th June 2026

Latest lowest rating:

1

Easy to use and understand Always easy to use and also to understand details of transactions and my balance status. Reviewed on: 25th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (76309)

Fast and reliable, decision about credit was given i...

Fast and reliable, decision about credit was given in seconds Reviewed on: 1st May 2026

Pay in 3 is convenient as you are spreading the cost...

Pay in 3 is convenient as you are spreading the costs also the refunds are instant than having to wait for 7 days from other providers Reviewed on: 1st May 2026

Payment failed twice, which withheld funds

My payment failed twice, and because of the holding amount being the full value of the first month, my payment didn't happen, but the money was taken from my bank. So to purchase the product, I paid the full price initially and the bank took around a week or so to give me back the other 2/3 of the funds. Reviewed on: 1st May 2026

Great way to budget

It's great being able to split the cost of something into 3 manageable payments that are interest free. It makes it possible to buy more expensive items that I couldn't afford otherwise. Reviewed on: 1st May 2026

Great experience with paypal every time

Great experience with paypal every time Reviewed on: 1st May 2026

PayPal is so quick and easy to use.

PayPal is so quick and easy to use. Especially for sending money to other people. Safe and secure Reviewed on: 1st May 2026

amazing service.

amazing service. alwayz used the pay in 3 and got my family into it. Reviewed on: 1st May 2026

It's great to have payback money thru points plus it...

It's great to have payback money thru points plus it's simple to activate &using. Keep up guys Reviewed on: 1st May 2026

Safe secure payments with payment secur...

Safe secure payments with knowledge of payment security and backing of PayPal customer service to help when a problem arises, with the option of pay in 3 has been a blessing, it's has helped me buy items I needed but was not able to pay in full up front, without the pay in 3, I would not have made the purchase. Outstanding service with peace of mind on payment security and guarantee. Reviewed on: 1st May 2026

I use PayPal for years and never meet a problem, it...

I use PayPal for years and never meet a problem, it's ideal in transactions and online payments. Reviewed on: 1st May 2026

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