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PayPal: Pay in 3 reviews

4.93
Based on 35,342 reviews, last reviewed 19th Apr 2026
1225500% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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0%

Latest highest rating:

5

Smooth Payment Experience Easy, I never have any issues whenever I use PayPal for online transactions. Reviewed on: 19th April 2026
Dione R's avatar
Dione R

Latest lowest rating:

2

One minute I get pay in 3 then I don’t. One minute I get pay in 3 then I don’t. Reviewed on: 19th April 2026
Jimmy A's avatar
Jimmy A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (35342)

pay 3 is always helpful for me for my shopping

5
pay 3 is always helpful for me for my shopping Reviewed on: 12th May 2024

Culdn't be easier to use

5
Couldn't be easier to use Paypal pay in 3, was easily able to spread the cost of an online purchase and was hassle free when the payments came out. Was given plenty of notice ahead of time when the planned payment was to be coming out. Reviewed on: 12th May 2024

Very straight forward & 0% interest

5
It was incredibly easy to get set up with Pay in 3. Offers to split payments throughout 3 months instead of weekly or bi-weekly like most others. I also really like the fact there’s no interest on Pay in 3. Customer service is always excellent with PayPal especially if you have any issues with the order. Reviewed on: 12th May 2024

Pay in 3 is ok

3
i am just submitting this because paypal said that voting for pay in 3 here could win me £1000, i dont actually think its that great, and paypal in general has given me a lot of problems in the past, though not specifically to do with pay in 3 Reviewed on: 12th May 2024

User friendly, good customer service, trustworthy

5
User friendly, good customer service, trustworthy Reviewed on: 12th May 2024

Not really had a problem as far so all good...

4
Not really had a problem as far so all good Reviewed on: 12th May 2024

Paypal convenience to saving and shopping

5
Gives us the convenience pf saving and shopping Reviewed on: 12th May 2024

I use pay in 3 help me buy this for my house like tv...

5
I use pay in 3 help me buy this for my house like tv,fridge etc.. Reviewed on: 12th May 2024

Convenient and allows me to purchase things with ease.

5
Convenient and allows me to purchase things with ease. Reviewed on: 12th May 2024

It’s hard to contact PayPal for any payments that ar...

5
It’s hard to contact PayPal for any payments that are not correct. Reviewed on: 12th May 2024

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