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PayPal: Pay in 3 reviews

4.93
Based on 35,342 reviews, last reviewed 19th Apr 2026
1225500% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

Smooth Payment Experience Easy, I never have any issues whenever I use PayPal for online transactions. Reviewed on: 19th April 2026
Dione R's avatar
Dione R

Latest lowest rating:

2

One minute I get pay in 3 then I don’t. One minute I get pay in 3 then I don’t. Reviewed on: 19th April 2026
Jimmy A's avatar
Jimmy A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (35342)

Great service.

5
Great service. Easy to spread costs. Reviewed on: 11th May 2024

Pay in 3 WONDERFUL ADDITION!!!

5
Brilliant and easy experience with peace of mind as well with the pay in 3 option brilliant addition for the PayPal service it's extremely helpful when you buy something in pay in 3 as you have 3 months to pay for it which is always a great help nowadays Reviewed on: 11th May 2024

smart app, reliable

5
Reliable, Smart, Genuine, clearly does what it says Reviewed on: 11th May 2024

Great option

5
Great option. Excludes the interest Reviewed on: 11th May 2024

Simply the best!

5
PayPal has aided me many times when I’ve needed a quick way to pay or if I’ve wanted more time to pay using pay in 3 or PayPal credit. They have also provided much valued security when it comes to bigger or online purchases and even helped when I’ve had issues with payments I did not know about. Fantastic service. Reviewed on: 11th May 2024

Brilliant service that I couldn’t live without.

5
Brilliant service that I couldn’t live without. Pay in three service is particularly useful for splitting up big purchases throughout the year and not getting swamped during expensive periods such as Christmas Reviewed on: 11th May 2024

I love pay in 3

5
I love pay in 3 - it’s such a great convenience and has helped me so much over the last couple years! Reviewed on: 11th May 2024

Great way to pay

5
Have used Pay in 3 numerous times and have never had any issues. Great way to purchase items and pay over time. Reviewed on: 11th May 2024

Always easy to use, payments manageable.

5
Always easy to use, payments manageable. Reviewed on: 11th May 2024

Pay in 3 has been really helpful.

5
Pay in 3 has been really helpful. Breaking up payments into smaller chunks to help me and people I know get to do the things they want, and not have to worry about paying large sums of money up front. Reviewed on: 11th May 2024

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