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PayPal: Pay in 3 reviews

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4.93
Based on 35,643 reviews, last reviewed 20th Apr 2026
1253100% increase in 5 star reviews
in the past 90 days
2500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use. Very easy to use. I like the fact you can spread payments over 3 months. Reviewed on: 20th April 2026
Lollie's avatar
Lollie

Latest lowest rating:

1

Nothing to tell home about. Nothing to tell home about. Customer service keep closing my dispute case even though I provided a tangible evidence that items is not as described. Reviewed on: 19th April 2026
Sikiru O's avatar
Sikiru O
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (35643)

Forget a credit card, PayPal is more versatile.

5
I actually prefer PayPal than using a credit card. The buyer protection is an integral part of my choice as well as the various payment options that are available. I regularly use the pay in 3 option and I also take advantage of the 4 months 0% Apr. Reviewed on: 11th May 2024
David T's avatar
David T

intuitive and easy to use

5
The UI was easy to use, payments were simple and easy to make, everything contractually important was explained and helped me to understand my responsibilities as a customer but also the consequences should payments not be made. Reviewed on: 11th May 2024
Zodiac's avatar
Zodiac

I use PayPal whenever I can

5
I use PayPal whenever I can ! Trustworthy and guaranteed. Reviewed on: 11th May 2024
Barbara R's avatar
Barbara R

Easy to manage and good offers to afford what you...

5
Easy to manage and good offers to afford what you need Reviewed on: 11th May 2024
Julie B's avatar
Julie B

Pay in 3 is amazing value for money.

5
Pay in 3 is amazing value for money. Always very accessible and handy to have if something needs buying or is just that little bit too much. Reviewed on: 11th May 2024
Wulfric R's avatar
Wulfric R

Living better with more freedom paypal in 3 offers

5
Always happy to use 3 in 1 as I cannot always pay / afford full amount in one so great service. During the cost of living crisis I feel.paypal offers me opportunity to have some freedom. From paying bills for essential daily living to living daily which is essential for better living with a few treats for my family and myself. Reviewed on: 11th May 2024
Shaz c's avatar
Shaz c

Very convenient.

5
Very convenient. Helped me spread the cost of lots of things, and it’s easy to set up and pay. Reviewed on: 11th May 2024
Nick C's avatar
Nick C

it's alright very convenient nice and quick to use l...

5
it's alright very convenient nice and quick to use lovely Reviewed on: 11th May 2024
H k's avatar
H k

Nice pay in tree

5
Pay in 3 is useful for managing finances and helping afford the bigger purchases Reviewed on: 10th May 2024
Seth A's avatar
Seth A

So quick & easy to use!

5
Very convenient & helps you make purchases more affordable! Reviewed on: 10th May 2024
NLJ's avatar
NLJ

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