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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79659 reviews)

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4.76

Based on 79,574 reviews, last reviewed 4th Jul 2026

5393200% increase in 5 star reviews

in the past 90 days

10200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My go to for purchases that cost that little bit more Nearly every time i make a purchase that costs a little bit more, i turn to Paypal Pay in 3. Its so easy to use, i know exactly what ill be paying as ... Read more Reviewed on: 4th July 2026

Latest lowest rating:

1

i was able to use it and now it doesnt even show up... i was able to use it and now it doesnt even show up for any merchants Reviewed on: 3rd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79659)

Good experience

Pleasant with my experience with PayPal so far. Reviewed on: 4th May 2026

Seamless, Secure, and Surprisingly Human

If I could give more than ten stars, I would. PayPal makes sending and receiving money simple, fast, and stress-free, even across countries. The platform is easy to use, and every transaction feels clear and secure. What really stands out is the protection. I was scammed a few times, but PayPal refunded the full amount the same day, which honestly built a lot of trust for me. That level of support is rare. Overall, it’s not just a payment service—it’s something you can rely on when things go wrong. Highly recommended. Reviewed on: 4th May 2026

Excellent way to spread your payments

Excellent way to spread your payments Reviewed on: 4th May 2026

No more choosing one item over another

It's so refreshing to have this option available. It takes so much pressure off especially around Christmas when purchasing more than one expensive item it means I don't have to pick between getting one item over the other I can confidently buy everything I want to and know I can afford it by breaking the payment down into manageable amounts Reviewed on: 4th May 2026

Easy to use, take seconds to get a decision

Easy to use, take seconds to get a decision Reviewed on: 4th May 2026

It’s helpful to pay your bills with 3 months

It’s helpful to pay your bills with 3 months Reviewed on: 4th May 2026

Pay in 3

The Pay in 3 feature has been great since its implementation. I have used it for larger expenses that I wouldn’t have been able to purchase straight away if not for Pay in 3. There are no interest fees which is a huge benefit and it has been really seamlessly integrated within the payment options so it can be selected easily. Reviewed on: 4th May 2026

Easy and manageable making purchases easy

Easy and manageable making purchases easy Reviewed on: 4th May 2026

reliable and simple

reliable fast and simple! I really like pay in 3, it could better to have options like in 6 and 9. Reviewed on: 4th May 2026

Pay pal is just so easy no fuss no bother...

Pay pal is just so easy no fuss no bother Reviewed on: 4th May 2026

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