Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 99,774 reviews, last reviewed 13th Jul 2026
508% increase in 5 star reviews
in the past 90 days
441% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Works well for me It is so easy when paying for products etc. and using PayPal credit Reviewed on: 13th July 2026
Shane O's avatar
Shane O

Latest lowest rating:

1

Tell you to apply and then turn you down. Tell you to apply and then turn you down. Reviewed on: 13th July 2026
Brian E's avatar
Brian E

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (100322)

good and its straigh forward ans simple to follow steps

5
good and its straigh forward ans simple to follow steps Reviewed on: 9th June 2026

PayPal is reliable

4
PayPal is reliable and easy to use, I prefer it to any other service. Its helpful and instructions are clear, the site is not overcrowded. Reviewed on: 9th June 2026

Easy payment method - I use this to enable greater p...

5
Easy payment method - I use this to enable greater protection with payments. Reviewed on: 9th June 2026

Easy to use perfect for by budgeting needs

5
Easy to use perfect for by budgeting needs Reviewed on: 9th June 2026

Makes it easy to spread the cost

5
Makes it easy to spread the cost of purchases Reviewed on: 9th June 2026

Easy to use and great to spread payments interest free

5
Easy to use and great to spread payments interest free Reviewed on: 9th June 2026

I have used PayPal on quite a few occasions now for...

5
I have used PayPal on quite a few occasions now for payment, as it is one of the most trusted ways of paying for goods and I do shop online quite a lot, more for smaller items. I have also worked in a customer retail environment where people have had their refunds through PayPal, also my sister uses them, so is a good trusted way. Reviewed on: 9th June 2026

PayPal pay in 3 is great if you don’t have the full...

5
PayPal pay in 3 is great if you don’t have the full amount to pay all at once.it iv had no problems at all it’s actually been great and easy to use. Reviewed on: 9th June 2026

Nothing but great for pay in 3 really helps me pay f...

5
Nothing but great for pay in 3 really helps me pay for stuff Reviewed on: 9th June 2026

Pay in 3 is very useful

5
Pay in 3 is very useful, the only issues I have ever had is when refunds from sellers for items I did not receive took a while to prove were missing. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 179580 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 122 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3853 reviews
    PayPal
    View all products