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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101001 reviews)

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4.76

Based on 100,997 reviews, last reviewed 15th Jul 2026

514% increase in 5 star reviews

in the past 90 days

468% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Using pay in 3 has made larger purchases on essentia... Using pay in 3 has made larger purchases on essentials more manageable than ever. I don't have to wait to save for something that I need now with a st... Read more Reviewed on: 15th July 2026

Latest lowest rating:

1

Pay in 3 Pay in 3 change card details due to issuing new card. didn’t take payment , checked all correct … number our conversations, still sent to Collections!... Read more Reviewed on: 14th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101003)

Pay pal - The simple answer to extending time to pay.

I have been using Pay Pal pay in three for some time now and I find it a real benefit when I want to quickly extend time to pay for an item without hassle or interest. I consider this is an excellent service provided by an excellent banking organisation. Reviewed on: 9th June 2026

Spread out your payments

Easy to use app and great way to spread out the payments. Reviewed on: 9th June 2026

Hard to understand the operator when I had to call a...

Hard to understand the operator when I had to call and query my account Reviewed on: 9th June 2026

Couldn’t recommend more

I have had Paypal for years and not once has it give me any bother. Recently i have seen the pay in three option and as a uni student this is just great. I can’t afford to pay big lump sums but doing it this way - i can split it up into a few month and makes the big price less overwhelming Reviewed on: 9th June 2026

Straightforward and manageable

Used the Pay in Three to purchase a plane ticket for an emergency trip. It was straightforward and made it manageable and stress free. Reviewed on: 9th June 2026

A seamless process that gives extra peace of mind.

A seamless process that gives extra peace of mind. Reviewed on: 9th June 2026

Very happy with PayPal pay in 3.

I have been consistently using PayPal for over 10 years now. It's the most convenient form of payment I have found to meet my needs. I have occasionally tried other methods of "credit" payments but I always come back to PayPal as I find it easier to use, to understand and I have never had authentication issues like with the others I tried. Reviewed on: 9th June 2026

Pay Pal and Pay in Three

Very fast and simply payment terms, the ‘Pay in Three’ is a fantastic product and regularly use it. Very simply and fast payment terms, highly recommend. Reviewed on: 9th June 2026

So worth it.

Being able to split an amount into 3 seperate payments helps with budgeting Reviewed on: 9th June 2026

Good insurance and security when buying online

Good insurance and security when buying online Reviewed on: 9th June 2026

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