Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101006 reviews)

View other PayPal products

4.76

Based on 100,997 reviews, last reviewed 15th Jul 2026

514% increase in 5 star reviews

in the past 90 days

468% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Using pay in 3 has made larger purchases on essentia... Using pay in 3 has made larger purchases on essentials more manageable than ever. I don't have to wait to save for something that I need now with a st... Read more Reviewed on: 15th July 2026

Latest lowest rating:

1

Pay in 3 Pay in 3 change card details due to issuing new card. didn’t take payment , checked all correct … number our conversations, still sent to Collections!... Read more Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101008)

A seamless process that gives extra peace of mind.

A seamless process that gives extra peace of mind. Reviewed on: 9th June 2026

Very happy with PayPal pay in 3.

I have been consistently using PayPal for over 10 years now. It's the most convenient form of payment I have found to meet my needs. I have occasionally tried other methods of "credit" payments but I always come back to PayPal as I find it easier to use, to understand and I have never had authentication issues like with the others I tried. Reviewed on: 9th June 2026

Pay Pal and Pay in Three

Very fast and simply payment terms, the ‘Pay in Three’ is a fantastic product and regularly use it. Very simply and fast payment terms, highly recommend. Reviewed on: 9th June 2026

So worth it.

Being able to split an amount into 3 seperate payments helps with budgeting Reviewed on: 9th June 2026

Good insurance and security when buying online

Good insurance and security when buying online Reviewed on: 9th June 2026

Great service

Always reliable, great customer service. Quick service. Reviewed on: 9th June 2026

Easy to use and convenient when needed for all purch...

Easy to use and convenient when needed for all purchases. Easily accessible on iPhone or laptop , great being able to keep a check on spending and go over old purchases. Reviewed on: 9th June 2026

Amazing paypal is very good I would rate it

Amazing paypal is very good I would rate it Reviewed on: 9th June 2026

Perfect , love PayPal.

Perfect , love PayPal. Very easy to use Reviewed on: 9th June 2026

Safe and easy way to pay and transfer a funds...

Safe and easy way to pay and transfer a funds Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

nextpay
from Next 4.20 from 13 reviews
Buy now pay later
from Payl8r 4.82 from 4218 reviews
next 3step
from Next 4.18 from 5 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 180816 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub