Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101024 reviews)

View other PayPal products

4.76

Based on 100,997 reviews, last reviewed 15th Jul 2026

514% increase in 5 star reviews

in the past 90 days

468% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Using pay in 3 has made larger purchases on essentia... Using pay in 3 has made larger purchases on essentials more manageable than ever. I don't have to wait to save for something that I need now with a st... Read more Reviewed on: 15th July 2026

Latest lowest rating:

1

Pay in 3 Pay in 3 change card details due to issuing new card. didn’t take payment , checked all correct … number our conversations, still sent to Collections!... Read more Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101025)

Good Plan

Easy to use, fast and efficient. Never had a issue with it and it's brilliant for spreading payments. Reviewed on: 9th June 2026

Exceptional Experience

I just wanted to share how impressed I am with PayPal Pay in 3. My experience using this service has been absolutely wonderful, and it has completely changed how I manage my budget for larger purchases. Here is why I love it: Zero Stress, Zero Interest: It breaks my purchase down into three manageable, interest-free payments. There are no hidden fees or nasty surprises, which gives me total peace of mind. Seamless Integration: Since it’s built right into the standard PayPal checkout, I didn’t have to fill out a million new forms or download another app. It took seconds to set up. Reliable and Transparent: PayPal sends clear reminders before a payment is due, so I always know exactly what is coming out of my account and when. It is a very nice, user-friendly tool that treats customers fairly. If you are looking for a responsible way to spread the cost of a purchase, I highly recommend giving PayPal Pay in 3 a try. I will definitely be using it again! Reviewed on: 9th June 2026

I have many purchases and I am so glad that PayPal h...

I have many purchases and I am so glad that PayPal help me to spread the cost Reviewed on: 9th June 2026

No issues experienced with PayPal and easy to use an...

No issues experienced with PayPal and easy to use and monitor. Reviewed on: 9th June 2026

It is really easy to pay in 3, I prefer it to Klarna...

It is really easy to pay in 3, I prefer it to Klarna or any other pay in 3 companies, it was quick and the 0% interest is great. Will be using it again. Reviewed on: 9th June 2026

I would recommend PayPal to anyone!

The best thing about PayPal is the security that your money is safe and protected from scams! Reviewed on: 9th June 2026

Perfect peace

Easy to use website plus peace of mind. Reviewed on: 9th June 2026

I love to use paypal pay in 3 to pay for my trains i...

I love to use paypal pay in 3 to pay for my trains into London for work, they’re expensive and so it means I can pay a fraction of the cost and pay the rest off once I’ve been pain for the jobs! It’s easy and available at pretty much every retailer I shop from, really useful Reviewed on: 9th June 2026

Simple straight forward and safe

It was fast easy to use just a couple of clicks Reviewed on: 9th June 2026

Flexible and Easy

It’s just really easy and flexible to use Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Duologi 4.30 from 14 reviews
Buy Now Pay Later
from Butter 4.08 from 2 reviews
Buy now pay later
from Payl8r 4.82 from 4218 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 180837 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub