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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101018 reviews)

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4.76

Based on 100,997 reviews, last reviewed 15th Jul 2026

514% increase in 5 star reviews

in the past 90 days

468% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Using pay in 3 has made larger purchases on essentia... Using pay in 3 has made larger purchases on essentials more manageable than ever. I don't have to wait to save for something that I need now with a st... Read more Reviewed on: 15th July 2026

Latest lowest rating:

1

Pay in 3 Pay in 3 change card details due to issuing new card. didn’t take payment , checked all correct … number our conversations, still sent to Collections!... Read more Reviewed on: 14th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101020)

great options to have the pay in 3 option .

Always handy to have the pay in 3 option when buying goods Reviewed on: 9th June 2026

Paypal is treating Palestinians unfairly.

Paypal is treating Palestinians unfairly. Until tgat chabges, they are not an ethical company Reviewed on: 9th June 2026

Trustworthy payment service.

Easy to use paying for 3rd party providers and I feel that this is a secure method of paying rather than giving account details to others. I feel that I can trust PayPal and also appreciate the option to spread payments for large purchases. Reviewed on: 9th June 2026

Can't think of any drawbacks so far.

Can't think of any drawbacks. It's simple to use, very useful for purchasing larger items, especially if in-between paydays. I have contacted PayPal on a few occasions and have found them readily responsive and helpful. This is my true experience of the company and most certainly will carry on using them. Reviewed on: 9th June 2026

PayPal makes life easier helping to spread your paym...

PayPal makes life easier helping to spread your payment over 3 months used it around Christmas time and it was a life saver. Reviewed on: 9th June 2026

Good Plan

Easy to use, fast and efficient. Never had a issue with it and it's brilliant for spreading payments. Reviewed on: 9th June 2026

Exceptional Experience

I just wanted to share how impressed I am with PayPal Pay in 3. My experience using this service has been absolutely wonderful, and it has completely changed how I manage my budget for larger purchases. Here is why I love it: Zero Stress, Zero Interest: It breaks my purchase down into three manageable, interest-free payments. There are no hidden fees or nasty surprises, which gives me total peace of mind. Seamless Integration: Since it’s built right into the standard PayPal checkout, I didn’t have to fill out a million new forms or download another app. It took seconds to set up. Reliable and Transparent: PayPal sends clear reminders before a payment is due, so I always know exactly what is coming out of my account and when. It is a very nice, user-friendly tool that treats customers fairly. If you are looking for a responsible way to spread the cost of a purchase, I highly recommend giving PayPal Pay in 3 a try. I will definitely be using it again! Reviewed on: 9th June 2026

I have many purchases and I am so glad that PayPal h...

I have many purchases and I am so glad that PayPal help me to spread the cost Reviewed on: 9th June 2026

No issues experienced with PayPal and easy to use an...

No issues experienced with PayPal and easy to use and monitor. Reviewed on: 9th June 2026

It is really easy to pay in 3, I prefer it to Klarna...

It is really easy to pay in 3, I prefer it to Klarna or any other pay in 3 companies, it was quick and the 0% interest is great. Will be using it again. Reviewed on: 9th June 2026

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