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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101015 reviews)

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4.76

Based on 100,997 reviews, last reviewed 15th Jul 2026

514% increase in 5 star reviews

in the past 90 days

468% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Using pay in 3 has made larger purchases on essentia... Using pay in 3 has made larger purchases on essentials more manageable than ever. I don't have to wait to save for something that I need now with a st... Read more Reviewed on: 15th July 2026

Latest lowest rating:

1

Pay in 3 Pay in 3 change card details due to issuing new card. didn’t take payment , checked all correct … number our conversations, still sent to Collections!... Read more Reviewed on: 14th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101015)

A great friend to have.

I have used PayPal pay in 3 many times and have never had any issues or problems. It’s a great way for me to be able to spread my payments without breaking the bank. Reviewed on: 9th June 2026

So much easier

Paying with PayPal is much easier than having to give my personal bank details online. I just wish I could speak to someone when I have a query rather than Chat Reviewed on: 9th June 2026

On the rare occasion I had an issue paypal dealt pro...

On the rare occasion I had an issue paypal dealt promptly and quickly to solve it. Very easy to contact and advisors are well informed and helpful. Reviewed on: 9th June 2026

So easy to use instant dessision.

So easy to use instant dessision. Keeping you up dated every step of the way Reviewed on: 9th June 2026

Always found it easy to use and quick to apply for p...

Always found it easy to use and quick to apply for pay in 3. Email reminders are handy, and easy to pay off early if needed. Really like that it doesnt have any interest, and that its monthly so can spread over 3 pay days, unlike other pay later options Reviewed on: 9th June 2026

great options to have the pay in 3 option .

Always handy to have the pay in 3 option when buying goods Reviewed on: 9th June 2026

Paypal is treating Palestinians unfairly.

Paypal is treating Palestinians unfairly. Until tgat chabges, they are not an ethical company Reviewed on: 9th June 2026

Trustworthy payment service.

Easy to use paying for 3rd party providers and I feel that this is a secure method of paying rather than giving account details to others. I feel that I can trust PayPal and also appreciate the option to spread payments for large purchases. Reviewed on: 9th June 2026

Can't think of any drawbacks so far.

Can't think of any drawbacks. It's simple to use, very useful for purchasing larger items, especially if in-between paydays. I have contacted PayPal on a few occasions and have found them readily responsive and helpful. This is my true experience of the company and most certainly will carry on using them. Reviewed on: 9th June 2026

PayPal makes life easier helping to spread your paym...

PayPal makes life easier helping to spread your payment over 3 months used it around Christmas time and it was a life saver. Reviewed on: 9th June 2026

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