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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101058 reviews)

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4.76

Based on 101,053 reviews, last reviewed 15th Jul 2026

510% increase in 5 star reviews

in the past 90 days

464% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Always good customer service, have always had any is... Always good customer service, have always had any issues sorted swiftly Reviewed on: 15th July 2026

Latest lowest rating:

1

Pay in 3 Pay in 3 change card details due to issuing new card. didn’t take payment , checked all correct … number our conversations, still sent to Collections!... Read more Reviewed on: 14th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101058)

Preferred method of payment

I’ve been using PayPal for years, and it has become my preferred method of payment whenever I shop online. The combination of security, ease of use, and buyer protection gives me real peace of mind. In fact, I’m often hesitant to purchase from stores that don’t offer PayPal, simply because I don’t feel as confident entering my card details elsewhere. PayPal consistently feels like the safest and most reliable way to pay, and the convenience of checking out quickly without sharing financial information with every retailer is invaluable. Highly recommended for anyone who values security and a smooth online shopping experience. Reviewed on: 9th June 2026

Being able to spread the cost interest free is the...

Being able to spread the cost interest free is the best Reviewed on: 9th June 2026

Easy to use.

Easy to use. Kept informed of payments. Never a problem when I’ve had to get a refund from a company. Confidence that my money is safe using PayPal to pay for things. Reviewed on: 9th June 2026

"easy at superlative", I love pay in 3 special for m...

"easy at superlative", I love pay in 3 special for more expensive stuff, like clothing or hobby Reviewed on: 9th June 2026

It's 9/10 as a point is always room for improvement.

It's 9/10 as a point is always room for improvement. Reviewed on: 9th June 2026

I have been using PayPal for some years.

I have been using PayPal for some years. Whenever I have had a problem, customer service put me on the right road. Always good, I try and use on my Internet payments. Reviewed on: 9th June 2026

Increasingly using paypal as a hub for my payments

Increasingly using paypal as a hub for my payments Reviewed on: 9th June 2026

Very easy to use, secure and extremely handy.

Very easy to use, secure and extremely handy. Reviewed on: 9th June 2026

Easy to use and clear payment scheme

Havent had a need to use their customer service lines which is a sign everything runs smoothly. The interface is easy and any charges are outlined clearly Reviewed on: 9th June 2026

Paypal: My money's Superhero

I have never had any issues with Paypal. They are a company that I genuinely trust and they help me feel protected from fraud and other nasties out there. I have set up many transaction through them over the years and I they have all gone through smoothly. Reviewed on: 9th June 2026

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