Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101060 reviews)

View other PayPal products

4.76

Based on 101,053 reviews, last reviewed 15th Jul 2026

510% increase in 5 star reviews

in the past 90 days

464% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Always good customer service, have always had any is... Always good customer service, have always had any issues sorted swiftly Reviewed on: 15th July 2026

Latest lowest rating:

1

Pay in 3 Pay in 3 change card details due to issuing new card. didn’t take payment , checked all correct … number our conversations, still sent to Collections!... Read more Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101061)

Safe and secure

I use paypal for most of my transaction because it makes me feel safer and away fro fraud and also i am a beneficiary of the pay in 3 which has really helped me a lot. Reviewed on: 9th June 2026

I like using paypal, however i do find it hard to sp...

I like using paypal, however i do find it hard to speak to someone when i have a question Reviewed on: 9th June 2026

Absolutely delighted with the service I’ve received...

Absolutely delighted with the service I’ve received since I signed up, I feel safe using PayPal always knowing I’m on a secure site & the transactions are straightforward & reliable Reviewed on: 9th June 2026

PEACE OF MIND

I CANNOT FIND FAULT WITH PAYPAL IT IS SAFE AND IF THERE IS A PROBLEM WITH A PURCHASE IT IS SORTED VERY QUICKLY . PEACE OF MIND IS IMPORTANT Reviewed on: 9th June 2026

I use the pay in 3 regularly.

I use the pay in 3 regularly. It's easy to use and why pay all when you have an option of spreading cost over 3 payments, intrest free. Reviewed on: 9th June 2026

Highly Professional Service

Professional, courteous and friendly staff always willing to help. Reviewed on: 9th June 2026

I find the pay later service very helpful,especially...

I find the pay later service very helpful,especially if you are between pay days.and also the pay in three service is very good,especially if you are making a large purchase, Reviewed on: 9th June 2026

Current customer

I have used pay pal for years as it’s very quick and easy . Very understanding and fair should things go wrong . Reviewed on: 9th June 2026

Paypal in three was easy to set up, and great to spr...

Paypal in three was easy to set up, and great to spread payments over three months which was convenient. Good communication on when each payment was being deducted too. Reviewed on: 9th June 2026

Ive been with paypal for over 10yrs and have never...

Ive been with paypal for over 10yrs and have never had an issue with them. Easy to talk to too Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Argos card
from Argos 4.31 from 64 reviews
next 3step
from Next 4.18 from 5 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 180858 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub