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PayPal: Pay in 3 reviews

4.76
Based on 79,072 reviews, last reviewed 2nd Jul 2026
5345900% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience and very good at dealing with q... Very good experience and very good at dealing with queries quickly Reviewed on: 2nd July 2026
Victoria b's avatar
Victoria b

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026
Muha's avatar
Muha

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (79102)

I feel safer using PayPal online

5
I feel safer using PayPal for online shopping. It's easy to send someone money through PayPal & the convenience of pay in 3 has helped me to budget & take control of my expenses. Reviewed on: 24th April 2026

Declined

3
Had several plans which were all paid on time then was declined for a further plan without any change in personal circumstances. Haven’t applied since as I now pay in full and don’t need PayPal to facilitate this. Reviewed on: 24th April 2026

I love using PayPal it makes me feel safe to order t...

5
I love using PayPal it makes me feel safe to order things . If things go missing i know you will investigate Reviewed on: 24th April 2026

Security counts

4
Great way to pay for things that isn’t direct to you bank account which is reassuring in these days of fraudsters! Reviewed on: 24th April 2026

Helped me buy more expensive item which I needed but...

5
Helped me buy more expensive item which I needed but being a pensioner I couldm6do it on one hit. Reviewed on: 24th April 2026

I’m very happy to use PayPal it is easy, user friend...

5
I’m very happy to use PayPal it is easy, user friendly and fast Reviewed on: 24th April 2026

It's easy and safe to use.

5
It's easy and safe to use. I never had any issues with the system. Reviewed on: 24th April 2026

Great flexible payment option

5
Very easy to use and convenient for spreading payments. Clear instalments, no hassle, and helpful when managing expenses. Reviewed on: 24th April 2026

Very convenient and easy to use!

5
Very convenient and easy to use! Helpful for bigger purchases to spread out the cost, I would recommend Reviewed on: 24th April 2026

I have used this method for years and I always feel...

5
I have used this method for years and I always feel protected paying for my goods and if I need to get a refund it's really easy to sort out. It's quick and easy especially the pay for 3 Reviewed on: 24th April 2026

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