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PayPal: Pay in 3 reviews

4.93
Based on 46,575 reviews, last reviewed 6th May 2026
2286000% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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Latest highest rating:

5

Excellent way of paying Convenient way to spread the cost of many different things including heating oil Reviewed on: 6th May 2026
Nick B's avatar
Nick B

Latest lowest rating:

2

Find very easy to use ! Like the option of pay in 3 Find very easy to use , experienced no problems Reviewed on: 6th May 2026
Amanda W's avatar
Amanda W

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (46575)

Very helpful and useful tool which facilitate day to...

5
Very helpful and useful tool which facilitate day to day purchases. Reviewed on: 26th May 2024

PayPal is the trusted way to pay

5
I have paid with PayPal for many years and trust it whole heartedly. They have helped with disputes, refunds and have the 'pay in 3' facility which is great. Reviewed on: 26th May 2024

Can't fault PayPal.

5
Can't fault PayPal... been using g it for years and have never had a problem Reviewed on: 26th May 2024

No issues.

5
No issues. Helps keep on top of large payments. Reviewed on: 26th May 2024

Discretion and privacy, yet getting the job done.

5
Discretion and privacy, yet getting the job done. Most trusted payment method. Reviewed on: 26th May 2024

Excellent payment method.

5
Excellent payment method. Has saved me quite a few times. Its easy to use. Reviewed on: 26th May 2024

Pay in 3 always a great experience

5
Always very easy to pay for items, you get regular updates and any queries are resolved quickly Reviewed on: 26th May 2024

Pay in 3 is an absolute gift!

5
Used PayPal pay in 3 for years and it's been absolutely amazing, very convenient and fast especially when making bigger purchases and you want to spread the cost out, highly recommend it to everyone. Reviewed on: 26th May 2024

Very good i am very happy to use it.

5
Very good i am very happy to use it. Reviewed on: 26th May 2024

PayPal Pay in 3 is convenient

5
I mostly use Pay in 3 for larger payments and the ease of use of setting this up with PayPal is perfect. Most retailers are accepted as part of the Pay in 3 option and I don't even have to complete any additional forms either. Klarna is overrated and PayPal is the new best Pay in 3 solution. Reviewed on: 26th May 2024

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