Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 46,656 reviews, last reviewed 6th May 2026
2293600% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal makes me feel safe with my money. PayPal makes me feel safe with my money. Excellent in spotting scammers, I can’t be thankful enough for stop my payment and highlight the danger to co... Read more Reviewed on: 6th May 2026
Cecilia N's avatar
Cecilia N

Latest lowest rating:

2

Find very easy to use ! Like the option of pay in 3 Find very easy to use , experienced no problems Reviewed on: 6th May 2026
Amanda W's avatar
Amanda W

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (46656)

Easy and safe to use.

5
Easy and safe to use. One of few I trust for online payments. Good app to control account. Reviewed on: 11th May 2024

I used Paypal pay in 3 several times and I never had...

5
I used Paypal pay in 3 several times and I never had any issues, my general experience with Paypal was really good. Reviewed on: 11th May 2024

Pay in three

5
Makes items alot more affordable Reviewed on: 11th May 2024

Excellent

5
Having the chance to split big purchases through 3 months, without interests, is simple amazing! Reviewed on: 11th May 2024

A payment divided in 3 is a excellent idea.

5
Very good service, if you wanna buy a mobile phone is very good pay in 3 installments, if you sign up for a phone contract you have to pay 24 monthly payments, but with pay in 3 definitely you will save lots of money , basically yiu will don't feel this payments in your wallet Reviewed on: 11th May 2024

Easy to use.

5
Easy to use. Clear repayment schedule. Reviewed on: 11th May 2024

Interest Free!

5
I love PayPal as it’s a secure way to buy and sell items giving peace of mind. I am also enjoying the pay in 3 option and find I’m using this mainly for ‘wish list’ items around my home, being interest free is also a big positive! Reviewed on: 11th May 2024

Great service as always.

5
Great service as always. I’m using Paypal products for years, impressive service. Reviewed on: 11th May 2024

Easy way to pay.

5
Easy way to pay. Comfortable payments. Reviewed on: 11th May 2024

Good but should allow to pay off little bits during...

4
Good but should allow to pay off little bits during the month if you want instead of only allowing the full amount Reviewed on: 11th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Credit card

    from PayPal 4.91 from 78 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3705 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.90 from 99561 reviews
    PayPal
    View all products