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PayPal: Pay in 3 reviews

4.93
Based on 46,752 reviews, last reviewed 6th May 2026
2303100% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
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5%
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1%
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0%
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Latest highest rating:

5

I have used the pay in 3 and its brilliant. I have used the pay in 3 and its brilliant. When i needed something a bit more expensive it was a brilliant way of paying. I was told the exact dates ... Read more Reviewed on: 6th May 2026
Karen Cox's avatar
Karen Cox

Latest lowest rating:

2

Find very easy to use ! Like the option of pay in 3 Find very easy to use , experienced no problems Reviewed on: 6th May 2026
Amanda W's avatar
Amanda W

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (46752)

Peace of mind ..

5
Never had any issues with refunds from PayPal when sellers won’t respond directly to me. Gives me peace of mind when buying goods online. Reviewed on: 27th May 2024

Affordable for everyone very good opportunity

5
Affordable for everyone very good opportunity Reviewed on: 27th May 2024

Easy to use

5
It is so. Easy to use and makes paying in installments so easy. Reviewed on: 27th May 2024

PayPal is an excellent service and I would highly re...

5
PayPal is an excellent service and I would highly recommend to anyone. Never had Ana issue with PayPal. Reviewed on: 27th May 2024

Good experience, helps spread cost of big purchases.

5
Good experience, helps spread cost of big purchases. Relieves financial pressure Reviewed on: 27th May 2024

Good option if you want to spread payments.

5
Good option if you want to spread payments. Gives flexibility Reviewed on: 27th May 2024

Very good finance option for a short time.

5
Very good finance option for a short time. Reviewed on: 27th May 2024

Pay in 3 - Fantastic!

5
I have used pay in 3 several times and it's so convenient and easy to use. The dates are set clearly and if you wish, you can even pay your total off before the set date. Fantastic! Reviewed on: 27th May 2024

I use pay in 3 regulary as it helps spread large pay...

4
I use pay in 3 regulary as it helps spread large payments out over 3 months. It is interest free so it's a no brainer really. Reviewed on: 27th May 2024

PayPal is an invaluable service for millions

5
PayPal is an invaluable service in man6 peoples lives. Additionally, the Pay In 3 option allows for more expensive purchases to be made over 3 payments automatically taken by PayPal. In this time of price rises and financial hardship it has allowed many to purchase items without the worry of paying the full amount instantly. This helps to spread the cost without incurring interest and creating more financial issues. 10 out oglf 10 Reviewed on: 27th May 2024

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