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PayPal: Pay in 3 reviews

4.93
Based on 46,821 reviews, last reviewed 6th May 2026
2309500% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
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94%
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5%
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1%
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0%
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0%

Latest highest rating:

5

Pay pal pay in 3 no apr Very handy to have a quick easy use no apr option when purchasing anything Reviewed on: 6th May 2026
Pat 's avatar
Pat

Latest lowest rating:

1

I paid my 3 monthly installments before the end of c... I paid my 3 monthly installments before the end of contract and had my card stolen so it was blocked the next time I tried to pay you refused, I'm not... Read more Reviewed on: 6th May 2026
Shaz Shaz's avatar
Shaz Shaz

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (46821)

I love PayPal it's a very convenient way of paying f...

5
I love PayPal it's a very convenient way of paying for my shopping. I like the fact that I can spread the payment over a period of time which allows me to budget better Reviewed on: 27th May 2024

Thanks and good experience.

5
Thanks and good experience. All my friends and family any baying by PayPal app. Thanks Reviewed on: 27th May 2024

Useful to have the option to pay in 3

5
Useful to have the option to pay in 3 Reviewed on: 27th May 2024

pay in 3 is very flexible for my payment as it helps...

5
pay in 3 is very flexible for my payment as it helps me to pay it in installments in 3 parts to elevate any high bills. the benefit of doing pay in 3 is that you pay 3 amounts rather than 1 in full go. my experience for doing this is really good and have had no issues with it. there are no drawbacks as long as you are following the rules/ policy of paypal terms and its conditions. then you will be free from any hiccups or problems within it. Reviewed on: 27th May 2024

I enjoy using paypal pay in 3 as it allows me to spl...

5
I enjoy using paypal pay in 3 as it allows me to split up costs and seeing less leave my bank. Only negative I can say is the money being debited a few days later as for klarna usually shows right away however it doesnt fault it for me as pay in 3 is wonderful for me. Reviewed on: 27th May 2024

PayPal service is top quality

5
Amazing service that allows you to buy the things you need (e.g. Furnishing your home and great gifts) while helping budget over time. Reviewed on: 27th May 2024

So far PayPal has been really supportive.

5
So far PayPal has been really supportive. I have never had any issue with them. Reviewed on: 27th May 2024

It’s easy to use when times are a little hard.

5
It’s easy to use when times are a little hard. Spreading the cost is beneficial to some families! Reviewed on: 27th May 2024

excellent service

5
I am very happy to find PayPal 3, an excellent service Reviewed on: 27th May 2024

I was using pay in 3 more than 10 times now.

5
I was using pay in 3 more than 10 times now. Helps a lot with budgeting and it's 0%. Take on click therefore perfect for me Reviewed on: 27th May 2024

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