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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (46864 reviews)

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4.93

Based on 46,864 reviews, last reviewed 6th May 2026

2313500% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

affordable pay in 3 helps me buy things when money is tight without incurring interest an affordable option Reviewed on: 6th May 2026

Latest lowest rating:

1

I paid my 3 monthly installments before the end of c... I paid my 3 monthly installments before the end of contract and had my card stolen so it was blocked the next time I tried to pay you refused, I'm not... Read more Reviewed on: 6th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (46864)

Easy experience with detailed various offers of repa...

Easy experience with detailed various offers of repayments Reviewed on: 27th May 2024

This helped me with buying products that I need

This helped me with buying products that I need Reviewed on: 27th May 2024

Can't be without PayPal!

I have been with PayPal for years now. Only once I went over by a few quid on my borrowing and they were straight on the phone to me, to help me resolve the issue. Borrowing is straight forward - I would only like a reminder on my Pay in 4 as I can be forgetful! Customer Services is informative and helpful. The app is easy to use and I can also receive payments quickly and easily. I trust PayPal and it's security ans furthermore, after years of being a PayPal user, my credit score is excellent. I would otherwise never use a credit card so that's a big bonus! Reviewed on: 27th May 2024

I'm very happy with the paypal is secure and excelle...

I'm very happy with the paypal is secure and excellent transferring Reviewed on: 27th May 2024

The experience was wonderful.

The experience was wonderful. It was easy to use, helpful, quick and accessible. I would recommend it to anyone. Reviewed on: 27th May 2024

Convenient and easy to use

Easy to use - you only have to apply once and then the option to pay in 3 is there for all eligible purchases, payments are made automatically with email and app reminders, helpful for spreading out bigger purchase without interest (as long as you don't miss a payment). Reviewed on: 27th May 2024

Easy to use and people on hand to help all the time...

Easy to use and people on hand to help all the time and quickly! Reviewed on: 27th May 2024

Can't ask for anything better and easy to use

Can't ask for anything better and easy to use Reviewed on: 27th May 2024

Love using PayPal it’s safer and easier for me

Love using PayPal it’s safer and easier for me Reviewed on: 27th May 2024

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