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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (46924 reviews)

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4.93

Based on 46,924 reviews, last reviewed 6th May 2026

2319100% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent I use Paypal for all my transactions and having the option of pay in 3 is very handy on the bigger purchases. Highly recommended. Reviewed on: 6th May 2026

Latest lowest rating:

1

I paid my 3 monthly installments before the end of c... I paid my 3 monthly installments before the end of contract and had my card stolen so it was blocked the next time I tried to pay you refused, I'm not... Read more Reviewed on: 6th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (46924)

PayPal and smart spending

PayPal have become a major part of my daily financial management as it provides good quality service. Reviewed on: 11th May 2024

Staff ok English very bad for telephone staff hard t...

Staff ok English very bad for telephone staff hard to understand Reviewed on: 11th May 2024

I've been using Pay in 3 for years!

I've been using Pay in 3 for years, there's a safe element knowing if something goes missing or I change my mind if its a gift I can rely knowing there's someone there to investigate or return an item without spending such a huge amount. Reviewed on: 11th May 2024

It's helped me

It's helped me purchase things I need while balancing my finances Reviewed on: 11th May 2024

So easy to use and allow budgeting for slightly larg...

So easy to use and allow budgeting for slightly larger purchases… Reviewed on: 11th May 2024

Overall excellent job an opportunity to meet the fin...

Overall excellent job an opportunity to meet the financial needs at your finger tips Reviewed on: 11th May 2024

psypal very helpful especially pay in 3

Find psypal very helpful especially pay in 3 Reviewed on: 11th May 2024

Couldn’t live without it!

I have never had any trouble with this method of payment. The credit doesn’t stack up as it’s set to auto pay every month. It’s my preferred method of payment to simplify expenses it’s easier to manage some big payments when it’s split in 3. The customer service is also fantastic not only has the help I’ve been give been generally good but the wait time on a call are fantastic considering the size of the company. Overall couldn’t live without it. Reviewed on: 11th May 2024

It was very helpful to me and it is the...

It was very helpful to me and it is the best option Reviewed on: 11th May 2024

Ease if use is crucial

So easy to use, highly recommend to anyone. Makes payment for more expensive items much more manageable. Doesn't feel as bad as having longer term debt. I have used several times and will continue using. Reviewed on: 11th May 2024

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