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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (46924 reviews)

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4.93

Based on 46,924 reviews, last reviewed 6th May 2026

2319100% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent I use Paypal for all my transactions and having the option of pay in 3 is very handy on the bigger purchases. Highly recommended. Reviewed on: 6th May 2026

Latest lowest rating:

1

I paid my 3 monthly installments before the end of c... I paid my 3 monthly installments before the end of contract and had my card stolen so it was blocked the next time I tried to pay you refused, I'm not... Read more Reviewed on: 6th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (46924)

Very good helps me spread my money

Very good helps me spread my money Reviewed on: 11th May 2024

I use pay in 3 and credit options as my main paying...

I use pay in 3 and credit options as my main paying option and I love how simple and easy PayPal pay in 3 is and makes shopping so much easier! Reviewed on: 11th May 2024

It makes financing far easier as I can spread the...

It makes financing far easier as I can spread the cost Reviewed on: 11th May 2024

I think pay in 3 is brilliant.

I think pay in 3 is brilliant.I use it all the time .Uncomplicated and so easy to use .Thankyou Paypal . Reviewed on: 11th May 2024

Great for when I need to split the payment

Great for when I need to split the payment Reviewed on: 11th May 2024

Easy payments easy set up nothing to complain about

Easy payments easy set up nothing to complain about Reviewed on: 11th May 2024

So easy to use, why wouldn’t you?

So easy to use, why wouldn’t you? Reviewed on: 11th May 2024

eCheques

Sometimes when eCheques take time to clear it can be inconvenient Reviewed on: 11th May 2024

Only use it if you can definitely afford it

I’ve used it a couple of times, when I was tight for money and wanted to keep some cash at hand. Only use it if you can afford to. Don’t get caught out by the later payments if you are tight for money at the moment. Reviewed on: 11th May 2024

It’s good to have that service available

It’s good to have that service available Reviewed on: 11th May 2024

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