Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 43,194 reviews, last reviewed 5th May 2026
1964900% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Went well. Went well. Was super convenient for them i was a bit short on cash this year. Would use again. Reviewed on: 5th May 2026
steve's avatar
steve

Latest lowest rating:

2

Can't use it againe Well I was allowed to use the PayPal 3 only twice for 2 purchases and now I can't use it again.When I was asked why I was told that they couldn't give... Read more Reviewed on: 5th May 2026
Aasijo's avatar
Aasijo

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (43194)

It's a great option to have and gives flexibility wh...

5
It's a great option to have and gives flexibility when you make big purchases. Reviewed on: 14th May 2024

So convenient and helpful for little unexpected surp...

5
So convenient and helpful for little unexpected surprises come along the way! Reviewed on: 14th May 2024

This service is so helpful, it's perfect

5
This service is so helpful, it's perfect, best service their is!! Reviewed on: 14th May 2024

Well I sometimes use the 3 way payment and it does w...

5
Well I sometimes use the 3 way payment and it does work for me simply because it give you more time to make the payments plan. Reviewed on: 14th May 2024

Help spread the cost interest free over 3 months

5
Help spread the cost interest free over 3 months Reviewed on: 14th May 2024

It's easy simple & helpful

5
It's easy and simple to apply to your shop as it shows you if you're pre approved for it and it makes it easier to afford larger shops by spreading the cost across 3 months has made it sooo much easier to do multiple shops Reviewed on: 14th May 2024

Pay in three is a great way to spread the cost but w...

5
Pay in three is a great way to spread the cost but with ease and speed. Also you don’t have to remember to make the next payments it just sorts it for you. Reviewed on: 14th May 2024

I have use the pay in three service a number of time...

5
I have use the pay in three service a number of times now .. I think it is brilliant.! especially with the cost of living crisis. It is real helpful to be able to spread the cost of an item over three payments interest free . how often can you say that these days ,, interest free! Reviewed on: 14th May 2024

Pay in 3 has enabled me to get some purchases I woul...

5
Pay in 3 has enabled me to get some purchases I wouldn't be able to do otherwise, and the credit 6 month payback and 0% interest is genius! Reviewed on: 14th May 2024

Twice I’ve used pay-in-three and it has been extreme...

5
Twice I’ve used pay-in-three and it has been extremely helpful, convenient and easy to use, highly recommend this to anyone looking for help with large payments. Reviewed on: 14th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review