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PayPal: Pay in 3 reviews

4.93
Based on 42,997 reviews, last reviewed 4th May 2026
1946800% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good product efficient and an extra layer of pr... Very good product efficient and an extra layer of protection on purchases. Reviewed on: 4th May 2026
Jenn's avatar
Jenn

Latest lowest rating:

1

Stealth opening credit accounts? Stealth opening credit accounts??? Letting customers run up credit without notice? Serious gangster tactics company should be closed down. Reviewed on: 2nd May 2026
Paul J's avatar
Paul J

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (42997)

the system is a bit outdated.

3
the system is a bit outdated. It could be faster and show everything automatically, cleanly and clearly Reviewed on: 13th May 2024

It’s helpful

4
Useful for big purchases without having to pay more Reviewed on: 13th May 2024

Used PayPal for years now, receiving payment and mak...

5
Used PayPal for years now, receiving payment and making payments and also using the pay in 3 feature which I have used a lot, always been a positive experience Reviewed on: 13th May 2024

PayPal has always been my preferred method

5
PayPal has always been my preferred method of payments online because of its ease and protection. PayPal credit and pay in 3 also makes big purchases more manageable. Reviewed on: 13th May 2024

Pay in 3 is a great

5
Appreciate being able to use pay in 3. It’s easy to use and enables me to buy certain things I otherwise wouldn’t be able to. Reviewed on: 13th May 2024

Convenient

5
Convenient way to manage payments and make purchases affordable Reviewed on: 13th May 2024

I use the pay in 3.

5
I use the pay in 3. It helped me to afford things and services that normally I could not in one month. Great benefit credit! Reviewed on: 13th May 2024

I have been using PayPal for a long time and have ne...

5
I have been using PayPal for a long time and have never had a problem ☺️ Reviewed on: 13th May 2024

Very great and quality option to choose.

5
Very great and quality option to choose. Very good idea, if you like to buy something bigger item. Reviewed on: 13th May 2024

I have been using PayPal for a long time.

5
I have been using PayPal for a long time. I like the ease of using the app. I use it for ordering food, booking a cab ride and for many other things. I also use PayPal to spread the cost for 3 months. Reviewed on: 13th May 2024

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