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PayPal: Pay in 3 reviews

4.93
Based on 42,648 reviews, last reviewed 4th May 2026
1914100% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
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5%
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1%
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0%
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Latest highest rating:

5

It is easy to use and very secure It is easy to use and very secure Reviewed on: 4th May 2026
Mambo J's avatar
Mambo J

Latest lowest rating:

1

Stealth opening credit accounts? Stealth opening credit accounts??? Letting customers run up credit without notice? Serious gangster tactics company should be closed down. Reviewed on: 2nd May 2026
Paul J's avatar
Paul J

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (42648)

Great for bigger purchases that would normally be un...

5
Great for bigger purchases that would normally be unattainable Reviewed on: 12th May 2024

I use pay in 3 to allow me to make necessary purchas...

5
I use pay in 3 to allow me to make necessary purchases and budget Reviewed on: 12th May 2024

Very helpful payment method for big purchases.

5
Very helpful payment method for big purchases. Makes paying affordable over 3 months. Reviewed on: 12th May 2024

Great opportunity to spread the cost of a more expen...

5
Great opportunity to spread the cost of a more expensive item without being charged any interest. Reviewed on: 12th May 2024

Sa safe way to buy on the net.

5
Sa safe way to buy on the net. Pay in 3 instalments is a great idea Reviewed on: 12th May 2024

PayPal Pay in 3 is the most convenient and reliable...

5
PayPal Pay in 3 is the most convenient and reliable service I've ever come across,having your installments paid safely every time Reviewed on: 12th May 2024

Absolutely great way of spreading your payments at n...

5
Absolutely great way of spreading your payments at no extra cost. Reviewed on: 12th May 2024

Great experience, I manage to pay all my bill with p...

5
Great experience, I manage to pay all my bill with pay in 3 option ,not stressed at all. Reviewed on: 12th May 2024

Flexible payment, security & 0% interest

5
Pay in 3 is great because it makes a lot of purchases very accessible whilst providing financial security. Reviewed on: 12th May 2024

Great service

5
I’ve used pay in 3 to spread the gist of purchases to make buying more affordable. It’s easy to apply and quick to check out. Reviewed on: 12th May 2024

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