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PayPal: Pay in 3 reviews

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4.93
Based on 42,632 reviews, last reviewed 3rd May 2026
1912600% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
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0%

Latest highest rating:

5

Smooth seamless experience. Smooth seamless experience. Never had an issue with transactions. Even if i did it was very easily resolved. Reviewed on: 3rd May 2026
Ajay Balakrishnan's avatar
Ajay Balakrishnan

Latest lowest rating:

1

Stealth opening credit accounts? Stealth opening credit accounts??? Letting customers run up credit without notice? Serious gangster tactics company should be closed down. Reviewed on: 2nd May 2026
Paul J's avatar
Paul J
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (42632)

Pay in 3

5
Pay in 3 is wonderful , I can use it every time I order online with 0 fees and I save money . Reviewed on: 12th May 2024
Ramona D's avatar
Ramona D

Easy to use and security

5
Not only is easy to use, PayPal offers you security when buying something online. I just love this service. Reviewed on: 12th May 2024
Rann's avatar
Rann

Great safe secure way to shop online.

5
Great safe secure way to shop online and free credit and pay in 3 Reviewed on: 12th May 2024
paul H's avatar
paul H

Simple and effective.

5
Simple and effective. Easy to Use Reviewed on: 12th May 2024
Azreth's avatar
Azreth

Nice and easy

5
Easy to use, the app also provides very clear information on what payments due when. Faff-free instalment payment option. Reviewed on: 12th May 2024
SmartMoneyPerson's avatar
SmartMoneyPerson

Easy as 1-2-3

5
Easy, accessible and available almost everywhere as a payment option. Saved my back many times! when the cash was not in hand/bank. No strings attached, simple as 1-2-3 - you just divide the amoutbper three and that is your monthly rate with 0% APR. Perfect! Reviewed on: 12th May 2024
Tom P's avatar
Tom P

makes big purchases so much easier so easy to apply.

5
makes big purchases so much easier so easy to apply. has not affected credit rating unlike amazon pay in 3 with barclays did last year. thanks pay pal. Reviewed on: 12th May 2024
an n 's avatar
an n

Easy to use no hassle.

5
Easy to use no hassle. Does take in account your financial situations so may not always be able to use it. Reviewed on: 12th May 2024
Millie's avatar
Millie

Spreading the cost of your Splurge

5
Pay in 3 allows me to spread the cost of purchases at 0% interest. It helps me to manage my money and know exactly how much I have committed to for the short term so I can still splurge every now and again without feeling it in one hit. Reviewed on: 12th May 2024
Jodie C's avatar
Jodie C

Easy to use financial plan and good customer care.

5
Easy to use financial plan and good customer care. Really helps to pay for bigger purchases over time without interest. Reviewed on: 12th May 2024
Tes Robinson's avatar
Tes Robinson

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