Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 42,607 reviews, last reviewed 3rd May 2026
1910200% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

pay by 3 its worry free . when funds are a little tight the pay in 3 is excellent on the pocket Reviewed on: 3rd May 2026
e d's avatar
e d

Latest lowest rating:

1

Stealth opening credit accounts? Stealth opening credit accounts??? Letting customers run up credit without notice? Serious gangster tactics company should be closed down. Reviewed on: 2nd May 2026
Paul J's avatar
Paul J

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (42607)

It’s been a wonderful experience so far

5
It’s been a wonderful experience so far Reviewed on: 11th May 2024

Quick and easy to setup and pay.

5
Quick and easy to setup and pay. Never had any issue. Reviewed on: 11th May 2024

User friendly, easy to resolve issues

5
User friendly, easy to resolve issues Reviewed on: 11th May 2024

As a student its the best payment gateway for me

5
As a student its the best payment gateway for me Reviewed on: 11th May 2024

Very helpful

5
It's super helpful for me & my family Reviewed on: 11th May 2024

Easy experience

5
Easy to use; I have never had a problem, so I have never had to contact customer service. Reviewed on: 11th May 2024

Comes in handy for paying for stuff.

5
Comes in handy for paying for stuff. Over time Reviewed on: 11th May 2024

Pre-approved, no nerves, no fuss, no hassle.

5
Pre-approved, no nerves, no fuss, no hassle. Most importantly - no interest. Reviewed on: 11th May 2024

I love it

5
I use it all the time. I started my own business and it helped me a lot and I continue to use it for business and personal items Reviewed on: 11th May 2024

I use PayPal for everything

5
I love the pay in three options and pay nothing interest for four months, as I can't usually afford to buy big items outright so this really helps me to buy the things I want Reviewed on: 11th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3691 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 69 reviews
    PayPal
    View all products