Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 42,555 reviews, last reviewed 3rd May 2026
1905300% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I can always trust my money Is safe with PayPal. I can always trust my money Is safe with PayPal. Reviewed on: 3rd May 2026
Laura S's avatar
Laura S

Latest lowest rating:

1

Stealth opening credit accounts? Stealth opening credit accounts??? Letting customers run up credit without notice? Serious gangster tactics company should be closed down. Reviewed on: 2nd May 2026
Paul J's avatar
Paul J

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (42555)

Easy & efficient - easy to use.

5
Easy & efficient - easy to use. Allows you to spread the cost in an easy way. Reviewed on: 11th May 2024

Useful for spreading the cost and without any hassle...

5
Useful for spreading the cost and without any hassle - it just happens! Reviewed on: 11th May 2024

Love it, always choose Pay in three if I can.

5
Love it, always choose Pay in three if I can. Reviewed on: 11th May 2024

PayPal are always very responsive to any issues and...

5
PayPal are always very responsive to any issues and pay in 3 has given me extra flexibility when I need it most. Reviewed on: 11th May 2024

Pay in 3. Easy, reliable, affordable.

5
I use pay in 3 often it is a reliable service that is simple and easy to use. I find it helps me budget more effectively when i want to buy something that is on the more expensive side that i would often have to save for. Instead of waiting three months and putting the money away for the item, hoping it is still in stock once I’ve saved enough I can use PayPal in 3 and be assured the item I want I can get and can pay it off just as if I were putting the money away to get it. Perfect! Reviewed on: 11th May 2024

Always use PayPal in 3, hassle free!

5
Always use PayPal in 3. It’s easy and hassle free. Reviewed on: 11th May 2024

Easy to use and setup DD on account

5
Easy to use and setup DD on account Reviewed on: 11th May 2024

I have always had really good experiences and reliab...

5
I have always had really good experiences and reliable service Reviewed on: 11th May 2024

Any questions answered within 24 hours, easy to use...

5
Any questions answered within 24 hours, easy to use app, reliable. Reviewed on: 11th May 2024

Due to the rising costs and cost of living crisis I...

5
Due to the rising costs and cost of living crisis I rely heavily on my pay in threes as it enables me to still feed my family a good food shop for the month and splitting the cost without having to subsidise on healthy food for the lower cost of cheaper, less healthy food. I am also able to use my pay in threes to take the kids to a theme park or something in the half terms that would otherwise cripple me for months financially if I had to pay it all out in one go. Because of pay in threes my children can experience activities and be well fed - just like I was as a child, they will remember our time together as good and wholesome where I am not stressed out about money all the time. Being on a minimum wage is tough, it really is but pay in threes have eased the burden and helped me be a better mother and I really am extremely grateful. Reviewed on: 11th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review