Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 47,772 reviews, last reviewed 8th May 2026
2399100% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service Works with all major e-commerce sites, breaks down big purchases in manageable payments Reviewed on: 8th May 2026
Nav s's avatar
Nav s

Latest lowest rating:

1

I used their services of 3 payment , suddenly I hav... I used their services of 3 payment , suddenly I have problems and I was told to update still struggling change address . And then its definitely wo... Read more Reviewed on: 7th May 2026
Tinara S's avatar
Tinara S

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (47772)

Matthew Z

5
Always easy to split payment in 3 without extra charge. Reviewed on: 25th May 2024

Recommended!

5
Always easy, happy with service! Reviewed on: 25th May 2024

I love how paypal do pay in 3 it's easy and just 3 p...

5
I love how paypal do pay in 3 it's easy and just 3 payments and you no where you are Reviewed on: 25th May 2024

Excellent customer service and great services that r...

5
Excellent customer service and great services that really benefit the consumer and the credit system is the best for ensuring the consumer is safe by deducting the credit limit if necessary. Reviewed on: 25th May 2024

A Very Valuable Service

5
I found it perfect to do the Paypal Pay in 3, as it saved me money in interest especially as the cost of living is so high at the minute. It's an extra cost that I didn't need, so it is a very valuable and appreciated service, thanks Paypal!!! Reviewed on: 25th May 2024

I ve been managing my expenses better through pay in...

5
I ve been managing my expenses better through pay in three Reviewed on: 25th May 2024

Pay in 3

5
PayPal's Pay in 3 features have revolutionized the way we make online purchases. This innovative payment method allows users to split their transactions into three interest-free installments, making it easier than ever to manage our spending habits. One of the most significant benefits of Pay in 3 is its convenience - with just a few clicks, you can break down your purchase into manageable chunks, eliminating the need for lengthy payment processing times. Another key feature is its transparency, providing users with clear and detailed information about their transactions. Additionally, PayPal's Pay in 3 ensures that your purchases are protected by their industry-leading security measures, giving you peace of mind when shopping online. Overall, Pay in 3 has proven to be a game-changer for online shoppers, offering a flexible and user-friendly payment solution that simplifies the checkout process and helps manage finances more effectively. Reviewed on: 25th May 2024

Great product and reliable service

5
Great product and reliable service Reviewed on: 25th May 2024

I’ve used pay in three several times it makes buying...

5
I’ve used pay in three several times it makes buying more affordable to split payments Reviewed on: 25th May 2024

Pay in 3 is the way for me!

5
I've been using Pay in 3 for a couple of years now. It's really helped me budget and to afford larger purchases. I've recently bought an electric garden weeder which I couldn't have bought from my pension. And unlike a credit card there's no interest! Reviewed on: 25th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review