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PayPal: Pay in 3 reviews

4.93
Based on 48,690 reviews, last reviewed 10th May 2026
2484400% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
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1%
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0%
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Latest highest rating:

5

I love use PayPal, Really easy app and amazing for p... I love use PayPal, Really easy app and amazing for payment Reviewed on: 10th May 2026
francisco's avatar
francisco

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48690)

Pay in 3 is an excellent way to manage my budget.

5
Pay in 3 is an excellent way to manage my budget. Reviewed on: 27th May 2024

Very good at protecting the payments

5
Very good at protecting the payments Reviewed on: 27th May 2024

Affordable financial freedom

5
It is easy to use. It will only authorise if it thinks you can afford it. If you try and use it too much it won't allow you to have too many pans running at the same time. Having no interest is helpful too. I have bad credit history but they allow me to use for small amounts and it helps me to manage and control my spending. Reviewed on: 27th May 2024

Sometimes it works sometimes it doesn't.

4
Sometimes it works sometimes it doesn't.. and you don't get the option Reviewed on: 27th May 2024

Great service

5
Pay in 3 give me a relief,buying something you wanted online and paying it over the time without breaking your bank is a bliss.Especially in this sort of time that everyone like me can’t afford to buy things in one go,this idea is such a great help. Reviewed on: 27th May 2024

I love PayPal it’s good and really convenient for a...

5
I love PayPal it’s good and really convenient for a lot of things Reviewed on: 27th May 2024

It’s so handy to use to buy items that you can’t aff...

5
It’s so handy to use to buy items that you can’t afford at the time but have 3 months to pay Reviewed on: 27th May 2024

Really useful easy way of paying for anything you wa...

5
Really useful easy way of paying for anything you want to spread the cost of Reviewed on: 27th May 2024

A staple of cheeky treats

5
PayPal pay in 3 is a staple for people paid monthly or looking to treat themselves, no exorbitant fees, nothing sketchy just a brilliant service from PayPal, it also helps your credit score! Reviewed on: 27th May 2024

I love PayPal it's a very convenient way of paying f...

5
I love PayPal it's a very convenient way of paying for my shopping. I like the fact that I can spread the payment over a period of time which allows me to budget better Reviewed on: 27th May 2024

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