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PayPal: Pay in 3 reviews

4.93
Based on 49,266 reviews, last reviewed 11th May 2026
2539000% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
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Latest highest rating:

5

Outstanding Experience Thus Far I have nothing but positive thoughts on my experiences with PayPal! I’ve used Paypal for years and it’s honestly made my online shopping experience se... Read more Reviewed on: 11th May 2026
Reece M's avatar
Reece M

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (49266)

Never had a problem

5
Never had a problem always helpful Reviewed on: 28th May 2024

Pay in 3 has offered me soo much room to buy stuff a...

5
Pay in 3 has offered me soo much room to buy stuff and pay off conviniently given the current high cost of living and the fact that I'm a salaried worker. It's really hustle free Reviewed on: 28th May 2024

Very easy to use and convenient when and where you n...

5
Very easy to use and convenient when and where you need it Reviewed on: 28th May 2024

PayPal has been very helpful to me.

5
PayPal has been very helpful to me. Reviewed on: 28th May 2024

I have used pay in 3 multiple times!

5
I have used pay in 3 multiple times!! I feel it helps people that maybe want to buy something that little more expensive. Reviewed on: 28th May 2024

My Honest Opinion

5
Paypal provides consumer protection. I have enjoyed money back refunds for goods either not received or of poor quality on many occasions. Reviewed on: 28th May 2024

Easy to use

5
Really Easy to use, it took me seconds to complete the transaction Reviewed on: 28th May 2024

Fantastic service.

5
Fantastic service. Flexibility in the way you idiot and decent interest rate charged Reviewed on: 28th May 2024

PayPal Peace of mind

5
Every time I use PayPal: Pay in 3, I just feel so much more relaxed to know I don’t have to worry about a lump sum going out of my account, and that I’m not going to pay exorbitant interest on the purchase. It’s just a couple of clicks and peace of mind. Brilliant feature! Reviewed on: 28th May 2024

I find paypal SO easy to use, it's safe, customer se...

5
I find paypal SO easy to use, it's safe, customer service is super helpful with any queries or questions. I always try to pay via paypal and the Pay in 3 is amazing to stretch your money that bit further when you're waiting for payday! Reviewed on: 28th May 2024

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