Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 49,296 reviews, last reviewed 11th May 2026
2542000% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had any bad experiences Never had any bad experiences while using PayPal, I've had an account for over 10 years and its easy to use. Reviewed on: 11th May 2026
Mary G's avatar
Mary G

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (49296)

Easy to use, clear instructions and buttons and easy...

5
Easy to use, clear instructions and buttons and easy to see what payment are due to go out and always get the notifications Reviewed on: 28th May 2024

More control, help when I need it most.

5
Pay in Three has given me a lot more control over my spending and has helped me in a tight spot a few times now. Reviewed on: 28th May 2024

I’ve used PayPal for years now, always been fantasti...

5
I’ve used PayPal for years now, always been fantastic at resolving matters. The credit option is great for me and even pay in 3 has meant I can purchase larger items without having to use credit cards and gain interest. Reviewed on: 28th May 2024

Convenient and easy.

5
Convenient and easy. Wish I’d used it sooner! Easy to organise, keeps me informed. I don’t loose track with it. What more can I say? I’m just filling space now. Aren’t you bored of reading this? Go on, admit it!! Reviewed on: 28th May 2024

I use PayPal pay in 3 often 100% recommend

5
I use PayPal pay in 3 quite often for larger purchases and it really helps make my life easier. 100 pounds a month turns into 300 just like that. Reviewed on: 28th May 2024

paypal pay in 3.

5
Love the paypal pay in 3. Gives you the option to split you shopping bag in 3 payments.. Reviewed on: 28th May 2024

PayPal, the safe bet!

4
Always refreshing to use PayPal, safe, secure with flexible payments offered at checkout. Reviewed on: 28th May 2024

Use it often with no issues.

5
Use it often with no issues. Easy to set up, usable on any website that accepts paypal. Overall, a good experience. Reviewed on: 28th May 2024

Helpful when finances are lacking

5
Helpful when finances are lacking Reviewed on: 28th May 2024

Paypal is amazing!

5
I always use PayPal when its available, i feel its safe secure and I love it! Reviewed on: 28th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review